1315 Morningside Dr, Naples, FL 34103 Property Records

Collier County property record for 1315 Morningside Dr, Naples, FL 34103

Property Summary

Property Type	Single Family Home
Details	1,598 sqft · built 1976
Lot Size	0.31 acres (13,504 sqft)
Owner	Individual Name on File
Last Sale	$300,000 (Jun 2017)
Tax Bill	$6,973 (2025)
Deeds & Mortgages	Aug 2026 Mortgage May 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`494800 124A15`

Property Details

APN / Parcel Number

Primary APN	`494800 124A15`
Alternative APNs	`60631040000115400124` `60631040000`

Interior

Stories	1 Story
Building Area	1,598 sqft Living Area
1st Floor Area	1,598 sqft

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Construction Type	Wood
Lot Area	13,504 sqft (0.31 acres)

Location & Zoning

Street Address	1315 MORNINGSIDE DR
City	NAPLES
State	FL
Zip	34103-3314
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF-4
Legal Description	MORNINGSIDE, THE WEST 100FT OF THE EAST 200FT OF LOT 12
Legal Range	25
Legal Township	49
Legal Section	15
Legal Subdivision	MORNINGSIDE
Legal Tract	494800
Legal Block	1
Legal Lot Number	12
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	1
Census Block	1024
Census Tract	10300

Owner

1315 Morningside Dr is owned by an individual who bought it in June 2017.

Source: Collier County records, as of September 4, 2026

Owner of Record	Individual Name on File
Mailing Address	14653 BEAUFORT CIR, NAPLES, FL 34119-4829
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2026	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE
May 31, 2019	Quit Claim Deed, Transfer · Conventional with PMI GUARANTEED RATE
May 15, 2018	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Jun 8, 2017	Grant Deed, Transfer · FHA Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 8, 2017 · Amount on File
Deed Sale	Jun 8, 2017 · Amount on File
Prior Sale	Mar 30, 2016
Deed Document Number	20175415676
Deed Book / Page	5403 / 1930
Prior Transfer Date	Mar 29, 2016
Prior Transfer Doc	0052553367
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Recording Date	Aug 24, 2026
Property Address	1315 MORNINGSIDE DR, NAPLES, FL 34103-3314
Document Number	0006866107
Book / Page	6622 / 2373
Instrument Date	Aug 18, 2026
Instrument	20266866107
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1915 EMPRESS CT, NAPLES, FL 34110-1003

Mortgage

Document Number	0006866107,
Date	Aug 24, 2026
Book Page	6622/2373
Instrument	20266866107

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COLLIER FL
Recording Date	May 31, 2019
Property Address	1315 MORNINGSIDE DR, NAPLES, FL 34103-3314
Document Number	0056353680
Book / Page	005635 / 003680
Instrument Date	May 19, 2019
Instrument	5719978
Transaction Type	Transfer
Record Updated	Jun 12, 2019
Title Company	BRYANT TITLE AND ESCROW LLC, BRYANT TITLE & ESCROW LLC

Transaction

Amount	Amount on Record
Tax	$0.70
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1315 MORNINGSIDE DR NAPLES FL 341033314, NAPLES, FL 34103-3314

Mortgage

Document Number	56353682
Date	May 31, 2019
Book Page	005635/003682
Instrument	5719979

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	May 30, 2049

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	1315 MORNINGSIDE DR, NAPLES, FL 34103-3314
Document Number	0055181082
Instrument Date	May 15, 2018
Transaction Type	Mortgage
Record Updated	Jun 26, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1315 MORNINGSIDE DR NAPLES FL 341033314, NAPLES, FL 34103-3314

Mortgage

Document Number	0055181082
Date	Jun 6, 2018
Book Page	005518/001082
Instrument	5566958

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 5, 2048

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	COLLIER FL
Recording Date	Jun 8, 2017
Property Address	1315 MORNINGSIDE DR, NAPLES, FL 34103-3314
Document Number	0054031930
Book / Page	005403 / 001930
Instrument Date	May 4, 2017
Instrument	5415676
Transaction Type	Transfer
Record Updated	Jun 22, 2017
Title Company	BUYERS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,100.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1315 MORNINGSIDE DR NAPLES FL 341033314, NAPLES, FL 34103-3314

Mortgage

Document Number	54031932
Date	Jun 8, 2017
Book Page	005403/001932
Instrument	5415677

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 7, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1315 Morningside Dr was $6,973.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$465,083 (-34.13%) Land $418,568 Building $46,515	$465,083 (-34.13%) Land $418,568 Building $46,515
2025	$6,973.00	$706,078 Land $615,600 Building $90,478	$706,078 Land $615,600 Building $90,478
2023	$7,118.00 (+144.44%)	$700,073 (+136.76%) Land $607,500 Building $92,573	$700,073 (+32.88%) Land $607,500 Building $92,573
2022	$2,912.00 Homeowner's exemption	$295,686	$526,861 Land $425,250 Building $101,611

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1315 Morningside Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AH, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 269 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	438 units insured incl. 169 condo units
Nearby Flood Claims	66 (2013–2022)
Claims Outside the SFHA	22 of 66
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims Hurricane Irma, Sep 2017 · 62 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1315 Morningside Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPLES WATER DEPT serves 83,804 people · EPA ID FL5110198
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	13 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications.

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