1280 Morningside Dr, Naples, FL 34103 Property Records

Collier County property record for 1280 Morningside Dr, Naples, FL 34103

Property Summary

Property Type	Single Family Home
Details	2,142 sqft · built 1964
Lot Size	0.31 acres (13,504 sqft)
Owner	2 Individual Names on Record
Last Sale	$850,000 (Aug 2024)
Tax Bill	$8,896 (2025)
Deeds & Mortgages	Jul 2021 Mortgage May 2020 Sale & Mortgage + 1 more
Flood Zone	Zone AH (high risk)
APN	`494800 10.24A15`

Property Details

APN / Parcel Number

Primary APN	`494800 10.24A15`
Alternative APNs	`60630920008115400024` `60630920008`

Interior

Stories	1 Story
Building Area	2,142 sqft Living Area
Gross Area	2,532 sqft
1st Floor Area	2,142 sqft

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1995
Construction Type	Wood
Lot Area	13,504 sqft (0.31 acres)

Exterior Amenities

Pool Area	612 sqft
Porch	Screened Porch
Porch Area	498 sqft
Deck Area	750 sqft

Location & Zoning

Street Address	1280 MORNINGSIDE DR
City	NAPLES
State	FL
Zip	34103-3346
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF-4
Legal Description	MORNINGSIDE E 100FT LOT 10
Legal Range	25
Legal Township	49
Legal Section	15
Legal Subdivision	MORNINGSIDE
Legal Tract	494800
Legal Block	1
Legal Lot Number	10
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	1
Census Block	1023
Census Tract	10300

Owner

Source: Collier County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	436 CORBEL DR, NAPLES, FL 34110-1169
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 14, 2020	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 16, 2018	Deed of Trust, Mortgage · Conventional Mortgage LITTLE SAIGON HOLDING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 13, 2024 · Amount on Record
Deed Sale	Aug 13, 2024 · Amount on Record
Prior Sale	May 14, 2020 · Amount on Record
Deed Document Number	20246581779
Deed Book / Page	6389 / 641
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	1280 MORNINGSIDE DR, NAPLES, FL 34103-3346
Transaction Type	Mortgage
Record Updated	Jul 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1280 MORNINGSIDE DR, NAPLES, FL 34103-3346

Mortgage

Document Number	0059791257
Date	Jul 9, 2021
Book Page	5979/1257
Instrument	6092928

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	May 14, 2020
Property Address	1280 MORNINGSIDE DR, NAPLES, FL 34103-3346
Document Number	0057631470
Book / Page	5763 / 1470
Map Reference	MB 3 PG 26
Instrument Date	May 11, 2020
Instrument	5867194
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	HYPERION TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,450.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4063 46TH TERRACE SW, 4063, NAPLES, FL 34116

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1280 MORNINGSIDE DR, NAPLES, FL 34103-3346

Mortgage

Document Number	0057631472
Date	May 14, 2020
Instrument	5763/1472

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	1280 MORNINGSIDE DR, NAPLES, FL 34103-3346
Document Number	0055641565
Instrument Date	Oct 16, 2018
Transaction Type	Mortgage
Record Updated	Nov 9, 2018
Title Company	SAFE HARBOR TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1280 MORNINGSIDE DR NAPLES FL 341033346, NAPLES, FL 34103-3346

Mortgage

Document Number	0055641565
Date	Oct 22, 2018
Book Page	005564/001565
Instrument	5627315

Lender

Name	LITTLE SAIGON HOLDING LLC
Address	15250 S TAMIAMI TRL # 111, FORT MYERS, FL 33908-7223

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Oct 21, 2023

Interest

Rate	9%

Tax Assessment & Valuation

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$701,029 (-22.82%) Land $420,998 Building $280,031	$701,029 (-22.82%) Land $420,998 Building $280,031
2025	$8,896.00 (+111.11%)	$908,305 (+104.95%) Land $615,600 Building $292,705	$908,305 (+9.42%) Land $615,600 Building $292,705
2023	$4,214.00 (-2.48%) Homeowner's exemption	$443,173 (+3%)	$830,116 (+24.43%) Land $607,500 Building $222,616
2022	$4,321.00 Homeowner's exemption	$430,265	$667,128 Land $425,250 Building $241,878

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AH high risk · shallow ponding 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 269 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	438 units insured incl. 169 condo units
Nearby Flood Claims	66 (2013–2022)
Claims Outside the SFHA	22 of 66
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims Hurricane Irma, Sep 2017 · 62 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPLES WATER DEPT serves 83,804 people · EPA ID FL5110198
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	13 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications.

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