1315 Kyle Dr, Saint Charles, MO 63304 Property Records

St. Charles County property record for 1315 Kyle Dr, Saint Charles, MO 63304 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,812 sqft · built 1987
Lot Size	0.4 acres (17,424 sqft)
Owner	2 Individual Names on File
Last Sale	$348,300 (Jan 2021)
Tax Bill	$4,027 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Apr 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`A883000272`

Property Details

APN / Parcel Number

Primary APN	`A883000272`
Alternative APN	`3-0120-6184-00-0281.0000000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,812 sqft Living Area
Gross Area	3,732 sqft
1st Floor Area	1,156 sqft
Basement Area	1,013 sqft
Finished Basement	643 sqft
Unfinished Basement	370 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Bi-Level
Exterior Material	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	17,424 sqft (0.4 acres)
Garage Type	Attached
Garage Area	550 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	441 sqft
Deck Area	Deck Area
Patio Area	216 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	A883000272
Street Address	1315 KYLE DR
City	SAINT CHARLES
State	MO
Zip	63304-3467
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MEADOWRIDGE #6 LOT 281
Legal Subdivision	MEADOWRIDGE #6
Legal Lot Number	281
Jurisdiction	ST CHARLES MO
Township / Civil Division	COTTLEVILLE
Census Block Group	1
Census Block	1003
Census Tract	311122

Owner

Source: St. Charles County records · APN A883000272

Assessment roll updated August 13, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1315 KYLE DR, SAINT CHARLES, MO 63304-3467
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2021	Quit Claim Deed, Transfer FLAT BR MTG
Apr 17, 2020	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Apr 30, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 27, 2021 · Amount on Record
Deed Sale	Jan 27, 2021 · Amount on Record
Deed Document Number	20218169
Prior Transfer Date	Jan 26, 2021
Prior Transfer Doc	2021R008169
Record Updated	Jun 08, 2026

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jan 27, 2021
Property Address	1315 KYLE DR, SAINT CHARLES, MO 63304-3467
Document Number	0000008169
Instrument Date	Jan 26, 2021
Instrument	8169
Transaction Type	Transfer
Record Updated	Apr 06, 2021
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1315 KYLE DR ST CHARLES MO 633043467, ST CHARLES, MO 63304-3467

Mortgage

Document Number	8170
Date	Jan 27, 2021
Instrument	8170

Lender

Name	FLAT BR MTG
Type	Mortgage Company
Address	COLUMBIA, MO 65201

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 26, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	1315 KYLE DR, SAINT CHARLES, MO 63304-3467
Document Number	0073410573
Instrument Date	Apr 17, 2020
Transaction Type	Mortgage
Record Updated	Aug 28, 2020
Title Company	WFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1315 KYLE DR ST CHARLES MO 633043467, ST CHARLES, MO 63304-3467

Mortgage

Document Number	0073410573
Date	Jul 09, 2020
Book Page	007341/000573
Instrument	476770

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 08, 2050

Interest

Rate Type	Adjustable Rate

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	1315 KYLE DR, SAINT CHARLES, MO 63304-3467
Document Number	0070721852
Instrument Date	Apr 30, 2019
Transaction Type	Mortgage
Record Updated	May 30, 2019
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1315 KYLE DR ST CHARLES MO 633043467, ST CHARLES, MO 63304-3467

Mortgage

Document Number	0070721852
Date	May 13, 2019
Book Page	007072/001852
Instrument	224250

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 12, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated August 13, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,027.00 (+10.91%)	$67,892 (+11.73%)	$357,328 (+11.73%) Land $65,000 Building $292,328
2024	$3,631.00
2023		$60,766
2022			$319,823 Land $65,000 Building $254,823

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291833111221, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Nearby Flood Policies	1 in force
Nearby Flood Claims	7 (1979–2015)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Jun 2015, rainfall accumulation
Claims By Storm	Severe Storms & Flooding, Jun 1993 · 2 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 514 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
AT&T	DSL	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T, Wisper ISP. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Kyle Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures