1322 Kyle Dr, Saint Charles, MO 63304 Property Records

St. Charles County property record for 1322 Kyle Dr, Saint Charles, MO 63304

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,700 sqft · built 1987
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on File
Last Sale	$150,000 (Dec 2018)
Tax Bill	$3,334 (2025)
Deeds & Mortgages	Feb 2020 Mortgage Dec 2018 Sale & Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`A883000279`

Property Details

APN / Parcel Number

Primary APN	`A883000279`
Alternative APN	`3-0120-6184-00-0288.0000000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,700 sqft Living Area
Gross Area	2,970 sqft
1st Floor Area	850 sqft
Basement Area	850 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Bi-Level
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,841 sqft (0.18 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	144 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	A883000279
Street Address	1322 KYLE DR
City	SAINT CHARLES
State	MO
Zip	63304-3466
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MEADOWRIDGE #6 LOT 288
Legal Subdivision	MEADOWRIDGE #6
Legal Lot Number	288
Jurisdiction	ST CHARLES MO
Township / Civil Division	COTTLEVILLE
Census Block Group	1
Census Block	1003
Census Tract	311122

Owner

Source: St. Charles County assessment roll, as of August 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1322 KYLE DR, SAINT CHARLES, MO 63304-3466
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage FAMILY FINANCE MORTGAGE LLC
Dec 27, 2018	Warranty Deed, Transfer · Line of Credit FIRST STATE COMMUNITY BANK
Sep 15, 2017	Intrafamily Transfer, Transfer · FHA Mortgage PROVIDENCE BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 27, 2018 · Amount on Record
Deed Sale	Dec 27, 2018 · Amount on Record
Prior Sale	Sep 15, 2017 · Amount on Record
Deed Document Number	2018720770
Deed Book / Page	7019 / 1957
Prior Transfer Date	Sep 9, 2017
Prior Transfer Doc	0068071706
Record Updated	Jun 8, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	1322 KYLE DR, SAINT CHARLES, MO 63304-3466
Transaction Type	Mortgage
Record Updated	Aug 9, 2021
Title Company	CONTINENTAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0072290882
Date	Feb 11, 2020
Book Page	7229/0882
Instrument	20200211000084040

Lender

Name	FAMILY FINANCE MORTGAGE LLC
Type	Mortgage Company
Address	ARNOLD, MO 63010

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Dec 27, 2018
Property Address	1322 KYLE DR, SAINT CHARLES, MO 63304-3466
Document Number	0070191957
Book / Page	7019 / 1957
Map Reference	MB 26 PG 129
Instrument Date	Dec 21, 2018
Instrument	20181227000720770
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	CONTINENTAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1410 SLEEPY HOLLOW DR, 1410, TROY, MO 63379-2355

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1322 KYLE DR, SAINT CHARLES, MO 63304-3466

Mortgage

Document Number	20181227000720780
Date	Dec 27, 2018
Instrument	20181227000720780

Lender

Name	FIRST STATE COMMUNITY BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

September 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CHARLES MO
Recording Date	Sep 15, 2017
Property Address	1322 KYLE DR, SAINT CHARLES, MO 63304-3466
Document Number	0068071706
Book / Page	6807 / 1706
Map Reference	MB 26 PG 129
Instrument Date	Sep 9, 2017
Instrument	20170915000580230
Transaction Type	Transfer
Record Updated	Aug 9, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1322 KYLE DR, 1322, SAINT CHARLES, MO 63304-3466

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1322 KYLE DR, SAINT CHARLES, MO 63304-3466

Mortgage

Document Number	20170915000580240
Date	Sep 15, 2017
Instrument	20170915000580240

Lender

Name	PROVIDENCE BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 13, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,334.00 (+8.11%)	$56,120 (+8.86%)	$295,367 (+8.86%) Land $65,000 Building $230,367
2024	$3,084.00
2023		$51,554
2022			$271,337 Building $271,337

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	7 (1979–2015)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Jun 2015 · rainfall accumulation
Claims by Event	Severe Storms & Flooding, Jun 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 514 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Wisper ISP.

Nearby Properties on Kyle Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures