1313 Kyle Dr, Saint Charles, MO 63304 Property Records

St. Charles County property record for 1313 Kyle Dr, Saint Charles, MO 63304

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,170 sqft · built 1987
Lot Size0.389 acres (16,988 sqft)
OwnerIndividual Name on File
Last Sale$290,000 (Aug 2020)
Tax Bill$3,767 (2025)
Deeds & MortgagesAug 2020 Mortgage
Nov 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNA883000273

Property Details

APN / Parcel Number

Primary APNA883000273
Alternative APN
  • 3-0120-6184-00-0282.0000000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area2,170 sqft Living Area
1st Floor Area1,171 sqft
Basement Area999 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1987
Architectural StyleOther
Exterior MaterialBrick/Stone
Lot Area16,988 sqft (0.389 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area40 sqft
Patio Area620 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
SewerConnected

Location & Zoning

Account NumberA883000273
Old Parcel NumberA883000273
Street Address1313 KYLE DR
CitySAINT CHARLES
StateMO
Zip63304-3467
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMEADOWRIDGE #6 LOT 282
Legal Range04E
Legal Township46N
Legal SubdivisionMEADOWRIDGE #6
Legal Lot Number282
JurisdictionST CHARLES MO
Township / Civil DivisionCOTTLEVILLE
Census Block Group1
Census Block1003
Census Tract311122

Owner

Source: St. Charles County records · APN A883000273

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address1313 KYLE DR, SAINT CHARLES, MO 63304-3467
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 14, 2020Warranty Deed, Transfer · Conventional Mortgage
QUICKEN LOANS LLC
Nov 08, 2019Deed of Trust, Mortgage
STIFEL BK&TR
Dec 26, 2017Grant Deed, Transfer
STIFEL BK&TR

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 14, 2020 · Amount on Record
Deed SaleAug 14, 2020 · Amount on Record
Prior SaleDec 26, 2017
Deed Document Number0007372675
Deed Book / Page7372 / 675
Record UpdatedJun 08, 2026

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateAug 14, 2020
Property Address1313 KYLE DR, SAINT CHARLES, MO 63304-3467
Document Number0073720675
Book / Page7372 / 675
Map ReferenceMB 26 PG 129
Instrument DateAug 07, 2020
Instrument20200814000585830
Transaction TypeTransfer
Record UpdatedAug 09, 2021
Title CompanyINVESTORS TITLE COMPANY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address407 VALLEY OAKS DR, 407, WENTZVILLE, MO 63385-3085

Transferred To (Grantee/Buyer)

NameVerified Name
Address1313 KYLE DR, SAINT CHARLES, MO 63304-3467

Mortgage

Document Number20200814000585840
DateAug 14, 2020
Instrument20200814000585840
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term349 Months
DueSep 01, 2049

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address1313 KYLE DR, SAINT CHARLES, MO 63304-3467
Document Number0071841226
Instrument DateNov 08, 2019
Transaction TypeMortgage
Record UpdatedDec 11, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address1313 KYLE DR ST CHARLES MO 633043467, ST CHARLES, MO 63304-3467

Mortgage

Document Number0071841226
DateNov 19, 2019
Book Page007184/001226
Instrument662620
Lender
NameSTIFEL BK&TR
TypeBank
AddressSAINT LOUIS, MO 63141
Agreement
AmountAmount Recorded
Term300 Months
DueNov 18, 2044

December 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionST CHARLES MO
Recording DateDec 26, 2017
Property Address1313 KYLE DR, SAINT CHARLES, MO 63304-3467
Document Number0068570987
Book / Page006857 / 000987
Instrument DateDec 19, 2017
Instrument790040
Transaction TypeTransfer
Record UpdatedJan 30, 2018
Title CompanySELECT TITLE GROUP

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4321 QUINCY ST ST LOUIS MO 631162181, ST LOUIS, MO 63116-2181

Mortgage

Document Number68570990
DateDec 26, 2017
Book Page006857/000990
Instrument790050
Lender
NameSTIFEL BK&TR
TypeBank
AddressSAINT LOUIS, MO 63141
Agreement
AmountAmount Recorded
Term360 Months
DueDec 25, 2047

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
Unified School DistrictFrancis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,767.00$63,465 (+12.78%)$334,024 (+12.78%) Land $65,000 Building $269,024
2023$56,273
2022$296,171 Land $65,000 Building $231,171

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of August 25, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims7 (1979–2015)
Claims Outside the SFHA1 of 7
Most Recent ClaimJun 2015 · rainfall accumulation
Claims by Event
  • Severe Storms & Flooding, Jun 1993 · 2 claims

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

May also be available: Wisper ISP.

Based on FCC filings for 514 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemMO AMERICAN ST LOUIS ST CHARLES COUNTIES
private · serves 1,111,000 people
Water SourceSurface water
Last State InspectionFeb 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on Kyle Dr

Nearby Streets

Search Property Records by Address or Parcel Number