Lorain County property record for 1315 Bank St, Elyria, OH 44035
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,416 sqft · built 1900 |
| Lot Size | 0.11 acres (4,792 sqft) |
| Owner | Owner Name on File |
| Last Sale | $6,485 (Feb 2014) |
| Tax Bill | $1,429 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-26-008-101-011 |
| Primary APN | 06-26-008-101-011 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,416 sqft Living Area |
| 1st Floor Area | 804 sqft |
| 2nd Floor Area | 612 sqft |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Architectural Style | Traditional |
| Exterior Material | Wood Siding |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 4,792 sqft (0.11 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Porch | Open Porch |
|---|---|
| Porch Area | 120 sqft |
| Deck Area | 84 sqft |
| Patio Area | 84 sqft |
| Heating System | HVAC |
|---|
| Street Address | 1315 BANK ST |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-7008 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HYLAND FRONT 50.465 FRONTAGE CORR 3/10/11- 11-02258-C |
| Legal Subdivision | D W HYLANDS SUBDIVISION |
| Legal Tract | 26 |
| Legal Block | 101 |
| Legal Lot Number | 6 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | ELYRIA |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 71400 |
The current owner of 1315 Bank St bought it in February 2014.
Source: Lorain County records, as of March 20, 2026
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 45288 E HAMILTON ST, OBERLIN, OH 44074-9428 |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 12, 2014 · Amount on File |
| Deed Sale | Feb 12, 2014 · Amount on File |
| Deed Document Number | 2014000421 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 1315 Bank St was $1,429.
Source: Lorain County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Elyria City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,429.00 | $28,260 (-0.01%) Land $6,370 Building $21,890 | $80,750 (-) Land $18,200 Building $62,550 |
| 2024 | $1,429.00 (+18.98%) | $28,263 (+35.95%) Land $6,370 Building $21,893 | $80,750 (+35.94%) Land $18,200 Building $62,550 |
| 2023 | $1,201.00 (+1.01%) | $20,790 (-) Land $2,219 Building $18,571 | $59,400 Land $6,340 Building $53,060 |
| 2022 | $1,189.00 | $20,790 Land $2,220 Building $18,570 | |
| 2021 | $59,400 Land $6,340 Building $53,060 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1315 Bank St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2011–2012) |
| Most Recent Claim | Oct 2012 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1315 Bank St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 85% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELYRIA WATER DEPARTMENT serves 68,000 people · EPA ID OH4700411 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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