Lorain County property record for 1303 Bank St, Elyria, OH 44035
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,194 sqft · built 1920 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | Individual Name on File |
| Last Sale | $12,199 (May 2012) |
| Tax Bill | $353 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-26-008-101-008 |
| Primary APN | 06-26-008-101-008 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,194 sqft Living Area |
| 1st Floor Area | 622 sqft |
| Basement Area | 572 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 6,098 sqft (0.14 acres) |
| Lot Dimensions | 145 ft deep x 41 ft wide |
| Porch | Open Frame Porch |
| Porch Area | 176 sqft |
| Cooling System | None |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Gas |
| Street Address | 1303 BANK ST |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-7008 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HYLAND 40.60 X 999.57 |
| Legal Subdivision | HYLAND |
| Legal Tract | 26 |
| Legal Block | 101 |
| Legal Lot Number | 5 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | ELYRIA |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 71400 |
1303 Bank St is owned and occupied by an individual who bought it in May 2012.
Source: Lorain County records, as of July 7, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1303 BANK ST, ELYRIA, OH 44035-7008 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 21, 2012 · Amount on File |
| Deed Sale | May 21, 2012 · Amount on File |
| Prior Sale | Jul 14, 2011 · Amount on File |
| Deed Document Number | 2012413861 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 1303 Bank St was $353 with a homeowner's exemption.
Source: Lorain County assessment roll, as of May 16, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Elyria City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $353.00 Homeowner's exemption | $27,630 (+%) Land $6,310 Building $21,320 | $78,940 (-) Land $18,040 Building $60,900 |
| 2024 | $27,629 (+108.44%) Land $6,314 Building $21,315 | $78,940 (+108.45%) Land $18,040 Building $60,900 | |
| 2023 | $262.00 (-9.66%) | $13,255 (+0.04%) Land $571 Building $12,684 | $37,870 Land $1,630 Building $36,240 |
| 2022 | $290.00 | $13,250 Land $570 Building $12,680 | |
| 2021 | $37,870 Land $1,630 Building $36,240 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1303 Bank St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2011–2012) |
| Most Recent Claim | Oct 2012 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1303 Bank St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELYRIA WATER DEPARTMENT serves 68,000 people · EPA ID OH4700411 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 665 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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