1301 Bank St, Elyria, OH 44035 Property Records

Lorain County property record for 1301 Bank St, Elyria, OH 44035

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,064 sqft · built 1992
Lot Size0.24 acres (10,454 sqft)
OwnerIndividual Name on File
Last Sale$22,000 (Oct 2019)
Tax Bill$1,498 (2025)
Deeds & MortgagesOct 2019 Sale
Flood ZoneZone X (minimal risk)
APN06-26-008-101-007

Property Details

APN / Parcel Number

Primary APN06-26-008-101-007

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,064 sqft Living Area
1st Floor Area1,064 sqft

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area10,454 sqft (0.24 acres)
Lot Dimensions133 ft deep x 80 ft wide

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemBaseboard
Heating FuelGas

Location & Zoning

Street Address1301 BANK ST
CityELYRIA
StateOH
Zip44035-7008
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHYLANDS FRONT 80.00
Legal SubdivisionHYLANDS FRONT
Legal Tract26
Legal Block101
Legal Lot Number4
JurisdictionLORAIN OH
Township / Civil DivisionELYRIA
Census Block Group2
Census Block2005
Census Tract71400

Owner

Source: Lorain County records · APN 06-26-008-101-007

Assessment roll updated May 16, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address626 EAST AVE, ELYRIA, OH 44035-5819
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 01, 2019 · Amount on Record
Deed SaleOct 01, 2019 · Amount on Record
Prior SaleMay 18, 2009 · Amount on Record
Deed Document Number2019732570
Record UpdatedSep 20, 2026

October 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLORAIN OH
Recording DateOct 01, 2019
Property Address1301 BANK ST, ELYRIA, OH 44035-7008
Document Number0000732570
Instrument DateSep 30, 2019
Instrument732570
Transaction TypeTransfer
Record UpdatedJan 10, 2020
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC NAT'L TITLE

Transaction

AmountAmount Recorded
Tax$88.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1301 BANK ST ELYRIA OH 440357008, ELYRIA, OH 44035-7008

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated May 16, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateOhio
CountyLorain County
MunicipalityElyria City
Unified School DistrictElyria City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,498.00$30,300 (+0.01%) Land $11,030 Building $19,270$86,560 (-) Land $31,500 Building $55,060
2024$1,498.00 (+19.65%)$30,296 (+34.97%) Land $11,025 Building $19,271$86,560 (+34.98%) Land $31,500 Building $55,060
2023$1,252.00 (+0.32%)$22,446 (-0.02%) Land $6,391 Building $16,055$64,130 (-) Land $18,260 Building $45,870
2022$1,248.00$22,450 Land $6,390 Building $16,060
2021$64,130 Land $18,260 Building $45,870

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390930714002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims2 (2011–2012)
Most Recent ClaimOct 2012 · rainfall accumulation

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 665 locations within half a mile · Last verified October 2026

ProviderMax Down / Up (Mbps)
Uniti Group
Fiber · DSL in parts of the area
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: T-Mobile USA.

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water SystemELYRIA WATER DEPARTMENT
serves 68,000 people
Water SourceSurface water
Last State InspectionJun 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on Bank St

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