13140 NE 4th Ter, Okeechobee, FL 34972 Property Records

Okeechobee County property record for 13140 NE 4th Ter, Okeechobee, FL 34972

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,923 sqft · built 2001
Lot Size0.567 acres (24,699 sqft)
Owner2 Individual Names on Record
Last Sale$300,000 (Dec 2021)
Tax Bill$3,382 (2025)
Deeds & MortgagesSep 2026 Line of Credit
Dec 2021 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN1-03-36-35-0030-00000-0050

Property Details

APN / Parcel Number

Primary APN1-03-36-35-0030-00000-0050
Alternative APN
  • R10336350030000000050

Interior

Full Baths2 Baths
Building Area1,923 sqft Living Area
Gross Area2,262 sqft
1st Floor Area1,923 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Exterior MaterialConcrete Block/Stucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area24,699 sqft (0.567 acres)
Lot Dimensions177 ft deep x 125 ft wide
PorchFinished Screened Porch
Patio Area126 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address13140 NE 4TH TER
CityOKEECHOBEE
StateFL
Zip34972-8368
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionOKEECHOBEE GOLF ESTATES PHASE ONE (PLAT BOOK 6 PAGE 70) LOT 5
Legal Range35E
Legal Township36S
Legal Section03
Legal SubdivisionOKEECHOBEE GOLF ESTATES PHASE ONE
Legal Phase1
Legal Lot Number5
JurisdictionOKEECHOBEE FL
Township / Civil DivisionNORTH OKEECHOBEE
Census Block Group3
Census Block3004
Census Tract910101

Owner

Source: Okeechobee County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address13140 NE 4TH TER, OKEECHOBEE, FL 34972-8368
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 18, 2026Deed of Trust, Mortgage · Line of Credit
SOUTH STATE BANK
Dec 7, 2021Warranty Deed, Transfer · Conventional Mortgage
SOUTH STATE BANK NA
May 6, 2021Deed of Trust, Mortgage · Conventional Mortgage
NATIONSTAR MORTGAGE LLC
Dec 27, 2017Deed of Trust, Mortgage · FHA Mortgage
CROSSCOUNTRY MORTGAGE INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 7, 2021 · Amount on Record
Deed SaleDec 7, 2021 · Amount on Record
Prior SaleOct 2, 2001 · Amount on Record
Deed Document Number202115519
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKEECHOBEE FL
Recording DateSep 18, 2026
Property Address13140 NE 4TH TER, OKEECHOBEE, FL 34972-8368
Document Number0000010508
Instrument DateSep 1, 2026
Instrument202610508
Transaction TypeMortgage
Record UpdatedOct 13, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000010508,
DateSep 18, 2026
Instrument202610508
Lender
NameSOUTH STATE BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueSep 20, 2056
Interest
Rate TypeAdjustable Rate
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKEECHOBEE FL
Recording DateDec 7, 2021
Property Address13140 NE 4TH TER, OKEECHOBEE, FL 34972-8368
Document Number0000015519
Map ReferenceMB 6 PG 70
Instrument DateDec 7, 2021
Instrument2021015519
Transaction TypeTransfer
Record UpdatedJan 11, 2022
Title CompanyOKEE-TANTIE TITLE COMPANY INC, OKEE TANTIE TITLE CO INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,100.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address13140 NE 4TH TER, 13140, OKEECHOBEE, FL 34972-8368

Transferred To (Grantee/Buyer)

NameVerified Name
Address13140 NE 4TH TER, OKEECHOBEE, FL 34972-8368

Mortgage

Document Number0000015520
DateDec 7, 2021
Instrument2021015520
Lender
NameSOUTH STATE BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2052

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKEECHOBEE FL
Property Address13140 NE 4TH TER, OKEECHOBEE, FL 34972-8368
Transaction TypeMortgage
Record UpdatedJun 11, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address13140 NE 4TH TER, OKEECHOBEE, FL 34972-8368

Mortgage

Document Number2021005715
DateMay 6, 2021
Instrument2021005715
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueMay 1, 2031

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKEECHOBEE FL
Property Address13140 NE 4TH TER, OKEECHOBEE, FL 34972-8368
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIRST SOURCE TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0008000321
DateDec 27, 2017
Book Page0800/0321
Instrument2017012528
Lender
NameCROSSCOUNTRY MORTGAGE INC
TypeMortgage Company
AddressBRECKSVILLE, OH 44141
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2048

Tax Assessment & Valuation

Source: Okeechobee County assessment roll, as of November 19, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkeechobee County
Unified School DistrictOkeechobee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,382.00 (+6.72%) Homeowner's exemption$235,157 (+5.99%)$289,118 (+2.05%) Land $43,453 Building $245,665
2023$3,169.00 (+6.13%) Homeowner's exemption$221,874 (+3%)$283,317 (+20.97%) Land $37,785 Building $245,532
2022$2,986.00 Homeowner's exemption$215,412$234,195 Land $23,930 Building $210,265

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 34 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies34 in force
Nearby Flood Claims12 (2004–2008)
Most Recent ClaimAug 2008 · Tropical Storm Fay
Claims by Event
  • Tropical Storm Fay, Aug 2008 · 3 claims
  • Hurricane Frances, Sep 2004 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 75% of the US · above 61% of Florida
Wildfire Likelihood0.4% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Fiber
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20

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