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13015 NE 4th Ter, Okeechobee, FL 34972 Property Records

Okeechobee County property record for 13015 NE 4th Ter, Okeechobee, FL 34972

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,616 sqft · built 1995
Lot Size0.497 acres (21,649 sqft)
Owner2 Individual Names on Record
Last Sale$270,000 (Sep 2021)
Tax Bill$3,634 (2025)
Deeds & MortgagesSep 2021 Sale & Mortgage
Aug 2021 Transfer
+ 2 more
Flood ZoneZone X (minimal risk)
APN1-03-36-35-0030-00000-0120

Property Details

APN / Parcel Number

Primary APN1-03-36-35-0030-00000-0120
Alternative APN
  • R10336350030000000120

Interior

Full Baths2 Baths
Building Area1,616 sqft Living Area
Gross Area2,390 sqft
1st Floor Area1,616 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area21,649 sqft (0.497 acres)
Lot Dimensions179 ft deep x 121 ft wide
Garage TypeAttached
Garage Area484 sqft
PorchScreened/Unfinished Porch
Patio Area80 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address13015 NE 4TH TER
CityOKEECHOBEE
StateFL
Zip34972-8359
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionOKEECHOBEE GOLF ESTATES PHASE ONE (PLAT BOOK 6 PAGE 70) LOT 12
Legal Range35E
Legal Township36S
Legal Section03
Legal SubdivisionOKEECHOBEE GOLF ESTATES PHASE ONE
Legal Phase1
Legal Lot Number12
JurisdictionOKEECHOBEE FL
Township / Civil DivisionNORTH OKEECHOBEE
Census Block Group3
Census Block3004
Census Tract910101

Owner

Source: Okeechobee County records, as of November 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address13015 NE 4TH TER, OKEECHOBEE, FL 34972-8359
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 13, 2021Warranty Deed, Transfer · Conventional Mortgage
LOANDEPOT.COM LLC
Aug 6, 2021Intrafamily Transfer, Transfer
ATTORNEY ONLY, ATTORNEY
Oct 7, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY
Jan 10, 2019Deed of Trust, Mortgage · Conventional Mortgage
MIDFLORIDA CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 13, 2021 · Amount on Record
Deed SaleSep 13, 2021 · Amount on Record
Prior SaleJun 3, 2015 · Amount on Record
Deed Document Number202111671
Prior Transfer DateJul 26, 2021
Prior Transfer Doc2021010118
Record UpdatedJun 8, 2026

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKEECHOBEE FL
Recording DateSep 13, 2021
Property Address13015 NE 4TH TER, OKEECHOBEE, FL 34972-8359
Document Number2021011671
Map ReferenceMB 6 PG 70
Instrument DateSep 9, 2021
Instrument2021011671
Transaction TypeTransfer
Record UpdatedOct 11, 2021
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,890.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address13015 NE 4TH TER, 13015, OKEECHOBEE, FL 34972-8359

Transferred To (Grantee/Buyer)

NameVerified Name
Address7800 CAMINO REAL APT 108, 108, MIAMI, FL 33143-6844

Mortgage

Document Number2021011672
DateSep 13, 2021
Instrument2021011672
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueOct 1, 2041

August 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOKEECHOBEE FL
Recording DateAug 6, 2021
Property Address13015 NE 4TH TER, OKEECHOBEE, FL 34972-8359
Document Number2021010118
Map ReferenceMB 6 PG 70
Instrument DateJul 26, 2021
Instrument2021010118
Transaction TypeTransfer
Record UpdatedSep 9, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address13015 NE 4TH TER, OKEECHOBEE, FL 34972-8359

October 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOKEECHOBEE FL
Recording DateOct 7, 2019
Property Address13015 NE 4TH TER, OKEECHOBEE, FL 34972-8359
Document Number0000010379
Instrument DateAug 16, 2019
Instrument10379
Transaction TypeTransfer
Record UpdatedNov 21, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address1965 STATE ROUTE 13 ALTMAR NY 13302, ALTMAR, NY 13302

January 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKEECHOBEE FL
Property Address13015 NE 4TH TER, OKEECHOBEE, FL 34972-8359
Document Number0008181630
Instrument DateJan 10, 2019
Transaction TypeMortgage
Record UpdatedFeb 8, 2019

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address13015 NE 4TH TER OKEECHOBEE FL 349728359, OKEECHOBEE, FL 34972-8359

Mortgage

Document Number0008181630
DateJan 22, 2019
Book Page000818/001630
Instrument683
Lender
NameMIDFLORIDA CU
AddressLAKELAND, FL 33802
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueJan 21, 2029

Tax Assessment & Valuation

Source: Okeechobee County assessment roll, as of November 19, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkeechobee County
Unified School DistrictOkeechobee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,634.00 (+6.98%) Homeowner's exemption$253,504 (+6.4%)$276,036 (+0.63%) Land $39,658 Building $236,378
2023$3,397.00 (+5.86%) Homeowner's exemption$238,262 (+3%)$274,304 (+18.58%) Land $34,485 Building $239,819
2022$3,209.00 Homeowner's exemption$231,322 Land $21,840 Building $209,482$231,322 Land $21,840 Building $209,482

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 34 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies34 in force
Nearby Flood Claims12 (2004–2008)
Most Recent ClaimAug 2008 · Tropical Storm Fay
Claims by Event
  • Tropical Storm Fay, Aug 2008 · 3 claims
  • Hurricane Frances, Sep 2004 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 79% of the US · above 68% of Florida
Wildfire Likelihood0.4% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Fiber		2,000 / 2,000
Verizon
Fixed Wireless		300 / 20

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