Okeechobee County property record for 13110 NE 4th Ter, Okeechobee, FL 34972
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,779 sqft · built 2002 |
| Lot Size | 0.51 acres (22,216 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $217,000 (Jul 2017) |
| Tax Bill | $2,587 (2025) |
| Deeds & Mortgages | Aug 2020 Mortgage Jul 2020 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1-03-36-35-0030-00000-0060 |
| Primary APN | 1-03-36-35-0030-00000-0060 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,779 sqft Heated Area |
| Gross Area | 4,082 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2002 |
|---|---|
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 22,216 sqft (0.51 acres) |
| Lot Dimensions | 178 ft deep x 125 ft wide |
| Porch | Finished/Screened Porch |
|---|---|
| Deck Area | 619 sqft |
| Patio Area | 172 sqft |
| Fence | Fence |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 13110 NE 4TH TER |
|---|---|
| City | OKEECHOBEE |
| State | FL |
| Zip | 34972-8368 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OKEECHOBEE GOLF ESTATES PHASE ONE (PLAT BOOK 6 PAGE 70) LOT 6 |
| Legal Range | 35E |
| Legal Township | 36S |
| Legal Section | 03 |
| Legal Subdivision | OKEECHOBEE GOLF ESTATES |
| Legal Phase | 1 |
| Legal Lot Number | 6 |
| Jurisdiction | OKEECHOBEE FL |
| Township / Civil Division | NORTH OKEECHOBEE |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 910101 |
Source: Okeechobee County records, as of December 5, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 13110 NE 4TH TER, OKEECHOBEE, FL 34972-8368 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 10, 2020 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MTG |
| Jul 28, 2020 | Deed of Trust, Mortgage · Line of Credit MIDFLORIDA CU |
| Jul 7, 2017 | Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 7, 2017 · Amount on Record |
| Deed Sale | Jul 7, 2017 · Amount on Record |
| Prior Sale | Apr 9, 2002 · Amount on Record |
| Deed Document Number | 2017006858 |
| Deed Book / Page | 0793 / 0314 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKEECHOBEE FL |
| Property Address | 13110 NE 4TH TER, OKEECHOBEE, FL 34972-8368 |
| Document Number | 0000007884 |
| Instrument Date | Aug 10, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 28, 2020 |
| Title Company | INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 13110 NE 4TH TER OKEECHOBEE FL 349728368, OKEECHOBEE, FL 34972-8368 |
| Document Number | 0000007884 |
|---|---|
| Date | Aug 18, 2020 |
| Instrument | 7884 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 324 Months |
| Due | Aug 17, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKEECHOBEE FL |
| Property Address | 13110 NE 4TH TER, OKEECHOBEE, FL 34972-8368 |
| Document Number | 0000007565 |
| Instrument Date | Jul 28, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 28, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 13110 NE 4TH TER OKEECHOBEE FL 349728368, OKEECHOBEE, FL 34972-8368 |
| Document Number | 0000007565 |
|---|---|
| Date | Aug 7, 2020 |
| Instrument | 7565 |
| Name | MIDFLORIDA CU |
|---|---|
| Address | LAKELAND, FL 33802 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 6, 2040 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKEECHOBEE FL |
| Recording Date | Jul 7, 2017 |
| Property Address | 13110 NE 4TH TER, OKEECHOBEE, FL 34972-8368 |
| Document Number | 0007930314 |
| Book / Page | 000793 / 000314 |
| Instrument Date | Jul 6, 2017 |
| Instrument | 6858 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2018 |
| Title Company | OKEE-TANTIE TITLE COMPANY INC, OKEE-TANTIE TITLE CO INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,519.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3720 SE 4TH TER #94 OKEECHOBEE FL 349747553, 94, OKEECHOBEE, FL 34974-7553 |
| Document Number | 7930317 |
|---|---|
| Date | Jul 7, 2017 |
| Book Page | 000793/000317 |
| Instrument | 6859 |
| Name | VETERANS UNITED HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 6, 2047 |
Source: Okeechobee County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okeechobee County |
| Unified School District | Okeechobee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,587.00 (-18.83%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $234,325 (+5%) | $348,053 (+0.81%) Land $40,969 Building $307,084 |
| 2023 | $3,187.00 (+6.13%) Homeowner's exemption | $223,160 (+3%) | $345,269 (+17.18%) Land $35,625 Building $309,644 |
| 2022 | $3,003.00 Homeowner's exemption | $216,660 | $294,638 Land $22,562 Building $272,076 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 34 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 34 in force |
| Nearby Flood Claims | 12 (2004–2008) |
| Most Recent Claim | Aug 2008 · Tropical Storm Fay |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 75% of the US · above 61% of Florida |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
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