Hernando County property record for 13140 Cooper Rd, Spring Hill, FL 34609
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 400 sqft · built 1981 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Owner Name on File |
| Last Sale | $112,000 (Jul 1998) |
| Tax Bill | $1,492 (2025) |
| Deeds & Mortgages | Apr 2020 Mortgage Sep 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R32-323-17-5110-0692-0110 |
| Primary APN | R32-323-17-5110-0692-0110 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 1 Room |
| Stories | 1 Story |
| Building Area | 400 sqft Living Area |
| 1st Floor Area | 2,128 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Stucco |
| Construction Type | Concrete |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 43,560 sqft (1 acres) |
| Lot Dimensions | 251 ft deep x 175 ft wide |
| Garage Type | Mixed |
| Garage Area | 539 sqft |
| Pool Area | 480 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 1,324 sqft |
| Deck Area | 160 sqft |
| Patio Area | 360 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 00294639 |
|---|---|
| Street Address | 13140 COOPER RD |
| City | SPRING HILL |
| State | FL |
| Zip | 34609-5822 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SPRING HILL UNIT 11 BLK 692 LOT 11 ORB 356 PG 669 |
| Legal Range | 18E |
| Legal Township | 23S |
| Legal Section | 28 |
| Legal Subdivision | SPRING HILL UNIT 11 |
| Legal Block | 692 |
| Legal Lot Number | 11 |
| Legal Unit | 11 |
| Jurisdiction | HERNANDO FL |
| Township / Civil Division | SPRING HILL |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 40912 |
The current owner of 13140 Cooper Rd acquired it in May 2003.
Source: Hernando County records, as of December 10, 2025
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 13140 COOPER RD, SPRING HILL, FL 34609-5822 |
| Occupancy | Owner Occupied |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 17, 2020 | Deed of Trust, Mortgage · FHA Mortgage OCEANSIDE MORTGAGE CO |
| Sep 9, 2019 | Deed of Trust, Mortgage · FHA Mortgage OCEANSIDE MORTGAGE CO |
| Dec 29, 2020 | Deed of Trust, Mortgage · FHA Mortgage OCEANSIDE MORTGAGE CO |
| Aug 10, 2018 | Deed of Trust, Mortgage LOANDEPOT.COM LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 10, 1998 · Amount on File |
| Deed Sale | Jul 10, 1998 · Amount on File |
| Prior Sale | Jul 10, 1998 · Amount on File |
| Deed Document Number | 0012050504 |
| Deed Book / Page | R3232 |
| Last Transfer Date | May 16, 2003 |
| Transfer Doc | 0016680082 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 13140 COOPER RD, SPRING HILL, FL 34609-5822 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0038301963 |
|---|---|
| Date | Apr 17, 2020 |
| Book Page | 3830/1963 |
| Instrument | 2020024353 |
| Name | OCEANSIDE MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | TOMS RIVER, NJ 08753 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 13140 COOPER RD, SPRING HILL, FL 34609-5822 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0037480460 |
|---|---|
| Date | Sep 9, 2019 |
| Book Page | 3748/0460 |
| Instrument | 2019056056 |
| Name | OCEANSIDE MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | TOMS RIVER, NJ 08753 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 13140 COOPER RD, SPRING HILL, FL 34609-5822 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 13140 COOPER RD, SPRING HILL, FL 34609-5822 |
| Document Number | 0039320233 |
|---|---|
| Date | Dec 29, 2020 |
| Book Page | 3932/233 |
| Instrument | 2020081730 |
| Name | OCEANSIDE MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | TOMS RIVER, NJ 08753 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 13140 COOPER RD, SPRING HILL, FL 34609-5822 |
| Document Number | 0036160148 |
| Instrument Date | Aug 10, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 22, 2018 |
| Name | Verified Name |
|---|---|
| Address | 13140 COOPER RD SPRING HILL FL 346095822, SPRING HILL, FL 34609-5822 |
| Document Number | 0036160148 |
|---|---|
| Date | Aug 23, 2018 |
| Book Page | 003616/000148 |
| Instrument | 51109 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Aug 22, 2048 |
The 2025 property tax bill for 13140 Cooper Rd was $1,492 with an additional exemption.
Source: Hernando County assessment roll, as of October 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Hernando County |
| Unified School District | Hernando County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,492.00 Additional exemption filed | $143,969 | $341,331 Land $95,951 Building $245,380 |
| 2023 | $135,837 (+3%) Land $135,837 | ||
| 2022 | $1,462.00 Homeowner's exemption | $131,881 | $318,316 Land $87,228 Building $231,088 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 13140 Cooper Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 18 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 18 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 13140 Cooper Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 18 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Open Infra Fiber | 8,000 / 8,000 |
| WOW Internet, Cable & Phone Fiber | 5,000 / 5,000 |
| Tillman Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures