Hernando County property record for 13088 Cooper Rd, Spring Hill, FL 34609
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,856 sqft · built 1987 |
| Lot Size | 1.2 acres (52,272 sqft) |
| Owner | Individual Name on File |
| Last Sale | $235,000 (Dec 2025) |
| Tax Bill | $1,637 (2025) |
| Deeds & Mortgages | Dec 2025 Sale Aug 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | R32-323-17-5110-0710-0080 |
| Primary APN | R32-323-17-5110-0710-0080 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,856 sqft Living Area |
| 1st Floor Area | 1,856 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Stucco |
| Construction Type | Concrete |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 52,272 sqft (1.2 acres) |
| Lot Dimensions | 281 ft deep x 203 ft wide |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 288 sqft |
|---|---|
| Porch | Porch |
| Porch Area | 1,184 sqft |
| Deck Area | 96 sqft |
| Patio Area | 320 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 00294951 |
|---|---|
| Street Address | 13088 COOPER RD |
| City | SPRING HILL |
| State | FL |
| Zip | 34609-5922 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SPRING HILL UNIT 11 BLK 710 LOT 8 |
| Legal Range | 18E |
| Legal Township | 23S |
| Legal Section | 28 |
| Legal Subdivision | SPRING HILL UNIT 11 |
| Legal Block | 710 |
| Legal Lot Number | 8 |
| Legal Unit | 11 |
| Jurisdiction | HERNANDO FL |
| Township / Civil Division | SPRING HILL |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 40912 |
13088 Cooper Rd is owned and occupied by an individual who bought it in December 2025.
Source: Hernando County records, as of January 7, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 8345 APPLE ORCHARD RD, SPRING HILL, FL 34608-6708 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 10, 2025 | Warranty Deed, Transfer CAPSTONE TITLE LLC |
| Aug 7, 2019 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 10, 2025 · Amount on File |
| Deed Sale | Dec 10, 2025 · Amount on File |
| Prior Sale | May 31, 2013 · Amount on File |
| Deed Document Number | 2025085057 |
| Deed Book / Page | 4644 / 1929 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Dec 10, 2025 |
| Property Address | 13088 COOPER RD, SPRING HILL, FL 34609-5922 |
| Document Number | 0046441929 |
| Book / Page | 4644 / 1929 |
| Map Reference | MB 8 PG 67-73 |
| Instrument Date | Dec 3, 2025 |
| Instrument | 2025085057 |
| Transaction Type | Transfer |
| Record Updated | Jan 8, 2026 |
| Title Company | CAPSTONE TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $1,645.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3904 E WESCOTT DR, PHOENIX, AZ 85050-6337 |
| Name | Verified Name |
|---|---|
| Address | 8345 APPLE ORCHARD RD, SPRING HILL, FL 34608-6708 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 13088 COOPER RD, SPRING HILL, FL 34609-5922 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0037370512 |
|---|---|
| Date | Aug 7, 2019 |
| Book Page | 3737/0512 |
| Instrument | 2019049398 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | PITTSBURGH, PA 15222 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 13088 Cooper Rd was $1,637 with an additional exemption.
Source: Hernando County assessment roll, as of October 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Hernando County |
| Unified School District | Hernando County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,637.00 Additional exemption filed | $154,140 | $337,214 Land $116,983 Building $220,231 |
| 2023 | $145,433 Land $145,433 | ||
| 2022 | $1,607.00 | $333,054 Land $106,348 Building $226,706 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 13088 Cooper Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 18 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 18 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 13088 Cooper Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 18 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Open Infra Fiber | 8,000 / 8,000 |
| WOW Internet, Cable & Phone Fiber | 5,000 / 5,000 |
| Tillman Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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