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13185 Cooper Rd, Spring Hill, FL 34609 Property Records

Hernando County property record for 13185 Cooper Rd, Spring Hill, FL 34609 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,466 sqft · built 2003
Lot Size1.09 acres (47,803 sqft)
OwnerIndividual Name on File
Last Sale$580,000 (Jun 2026)
Tax Bill$3,445 (2025)
Deeds & MortgagesJul 2026 Sale
Jun 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNR32-323-17-5110-0706-0120

Property Details

APN / Parcel Number

Primary APNR32-323-17-5110-0706-0120
Alternative APNs
  • 00294808
  • 294808

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures11 Plumbing Fixtures
Total Rooms8 Rooms
Stories1 Story
Building Area2,466 sqft Living Area
Gross Area4,631 sqft
1st Floor Area2,466 sqft
FlooringCombination, Other
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2005
Exterior MaterialCombination
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area47,803 sqft (1.09 acres)
Lot Dimensions250 ft deep x 192 ft wide
Garage TypeAttached
Garage Area628 sqft
Parking Spaces6 Parking Spaces

Exterior Amenities

Pool Area392 sqft
PorchOpen Porch
Porch Area1,273 sqft
Deck Area112 sqft
Patio Area40 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number00294808
Street Address13185 COOPER RD
CitySPRING HILL
StateFL
Zip34609-5824
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSPRING HILL UNIT 11 BLK 706 LOT 12 ORB 359 PG 703 ORB 407 PG 684
Legal Range17E
Legal Township23S
Legal Section32
Legal SubdivisionSPRING HILL UNIT 11
Legal Block706
Legal Lot Number12
JurisdictionHERNANDO FL
Township / Civil DivisionSPRING HILL
Census Block Group1
Census Block1035
Census Tract40912

Owner

Source: Hernando County records · APN R32-323-17-5110-0706-0120

Assessment roll updated December 8, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address13185 COOPER RD, SPRING HILL, FL 34609-5824
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Deeds, Mortgages & Sale History

DateDocument
Jul 01, 2026Quit Claim Deed, Transfer
NONE LISTED ON DOCUMENT
Jun 15, 2026Warranty Deed, Transfer · Conventional Mortgage
CHURCHILL MORTGAGE CORPORATION

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 15, 2026 · Amount on Record
Deed SaleJun 15, 2026 · Amount on Record
Prior SaleOct 04, 2001 · Amount on Record
Deed Document Number202640341
Deed Book / Page4722 / 1504
Last Transfer DateJun 29, 2026
Transfer Doc0000044766
Record UpdatedSep 20, 2026

July 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHERNANDO FL
Recording DateJul 01, 2026
Property Address13185 COOPER RD, SPRING HILL, FL 34609-5824
Document Number0000044766
Book / Page4730 / 562
Instrument DateJun 29, 2026
Instrument202644766
Transaction TypeTransfer
Record UpdatedJul 14, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
Tax$70.70
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Estate
Address13185 COOPER RD, SPRING HILL, FL 34609-5824

June 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHERNANDO FL
Recording DateJun 15, 2026
Property Address13185 COOPER RD, SPRING HILL, FL 34609-5824
Document Number0000040341
Book / Page4722 / 1504
Instrument DateJun 09, 2026
Instrument202640341
Transaction TypeTransfer
Record UpdatedJun 23, 2026
Title CompanyTRUE TITLE, TRUSTED TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$410,060.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address13185 COOPER RD, SPRING HILL, FL 34609-5824

Mortgage

Document Number0000040342,
DateJun 15, 2026
Instrument202640342
Lender
NameCHURCHILL MORTGAGE CORPORATION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2056
Interest
Rate TypeFixed Rate
Rate6.3%
Initial TypeFixed Rate
Max Rate-1%

Tax Assessment & Valuation

Source: Hernando County records · Assessment roll updated December 8, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyHernando County
Unified School DistrictHernando County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,445.00 (+28.35%) Homeowner's exemption Senior Citizen's exemption Widower's exemption$264,718 (+5.99%)$590,833 (-0.38%) Land $105,167 Building $485,666
2023$249,765 (+3%) Land $249,765
2022$2,684.00 Homeowner's exemption$242,490$593,091 Land $95,606 Building $497,485

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hernando County (12053C), updated April 19, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120530409121, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 18 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies18 in force

Wildfire

Wildfire RiskLow
above 5% of the US · above 4% of Florida
Wildfire LikelihoodAbout 1 in 5,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 172 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Open InfraFiber8,000 / 8,000
WOW Internet, Cable & PhoneFiber5,000 / 5,000
Tillman Global HoldingsFiber2,000 / 2,000
SpectrumCable1,000 / 35

May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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