1300 Upton Ave, Waterloo, IA 50701 Property Records

Black Hawk County property record for 1300 Upton Ave, Waterloo, IA 50701 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1953
Square Footage	1,432 sqft Living Area
Lot Size	12,036 sqft (0.276 acres)
Occupancy	Owner Occupied
Last Sale	$160,500 (2019)
Tax Bill	$4,602.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`8913-21-260-007`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Building Area	1,432 sqft Living Area
1st Floor	1,432 sqft 1st Floor
Basement Area	1,432 sqft Basement
Finished Basement	495 sqft Finished
Unfinished Basement	1,432 sqft Unfinished
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Plaster Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Exterior Material	Vinyl Exterior
Construction Type	Frame Construction
Roof Construction	Hip Roof Construction
Roof Material	Asphalt Roof
Lot Area	12,036 sqft (0.276 acres)
Depth X Width	204 ft x 59 ft Depth x Width
Parking Spaces	3 Parking Spaces
Garage Type	Attached Garage
Garage Area	728 sqft Garage
Deck Area	120 sqft Deck
Patio Area	120 sqft Patio

Utilities and HVAC

Cooling System	Central Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	1300 UPTON AVE
City	WATERLOO
State	IA
Zip	50701-1962
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	CLYDE MILLER HGTS FIRST SUB LOT 14 BLK 1
Legal Range	13W
Legal Township	89N
Legal Section	21
Legal Subdivision	CLYDE MILLER HGTS FIRST SUB
Legal Block	1
Legal Lot Number	14
Jurisdiction	BLACK HAWK IA
Minor Civil Division	WATERLOO
Census Blockgroup	3
Census Block	3029
Census Tract	1503

Owner

Source: Black Hawk County records · APN 8913-21-260-007

Assessment roll updated October 17, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1300 UPTON AVE, WATERLOO, IA 50701-1962
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2023	Deed of Trust, Mortgage · Line of Credit VERIDIAN CU
Nov 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage VERIDIAN CU
Oct 04, 2019	Warranty Deed, Transfer · Stand Alone First Mortgage VERIDIAN CREDIT UNION
May 10, 2019	Quit Claim Deed, Transfer Quitclaim Document
Nov 20, 2017	Quit Claim Deed, Transfer Quitclaim Document
Aug 31, 2017	Sheriff's Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 04, 2019 · Amount on Record
Deed Sale	Oct 04, 2019 · Amount on Record
Prior Sale	Nov 20, 2017 · Amount on Record
Deed Doc Number	2019202000006323
Prior Transfer Date	Nov 09, 2016
Prior Transfer Doc	201700009388
Record Refreshed	Sep 20, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1300 UPTON AVE, WATERLOO, IA 50701-1962
Transaction Type	Mortgage
Record Updated	Nov 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1300 UPTON AVE, WATERLOO, IA 50701-1962

Mortgage

Document Number	202400005668
Date	Oct 27, 2023
Instrument	202400005668

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50704

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Oct 26, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1300 UPTON AVE, WATERLOO, IA 50701-1962
Transaction Type	Mortgage
Record Updated	Dec 10, 2021
Title Company	TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1300 UPTON AVE, WATERLOO, IA 50701-1962

Mortgage

Document Number	202200011271
Date	Nov 29, 2021
Instrument	202200011271

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50701

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 01, 2036

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Oct 04, 2019
Property Address	1300 UPTON AVE, WATERLOO, IA 50701-1962
Document Number	202000006323
Instrument Date	Oct 02, 2019
Instrument	202000006323
Transaction Type	Transfer
Record Updated	Feb 10, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1300 UPTON AVE, WATERLOO, IA 50701-1962

Mortgage

Document Number	202000006324
Date	Oct 04, 2019
Instrument	202000006324

Lender

Name	VERIDIAN CREDIT UNION

Agreement

Type	Stand Alone First Mortgage
Amount	Amount Recorded

Mortgage

Document Number	202000006323
Date	Oct 04, 2019
Instrument	202000006323

Lender

Name	VERIDIAN CREDIT UNION

Agreement

Type	Stand Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2049

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BLACK HAWK IA
Recording Date	May 10, 2019
Property Address	1300 UPTON AVE, WATERLOO, IA 50701-1962
Document Number	201900016673
Instrument Date	Apr 26, 2019
Instrument	201900016673
Transaction Type	Transfer
Record Updated	Nov 16, 2022

Transaction

Tax	$0.00
Amount Accuracy	Zero or No Consideration Stated
Additional	Quitclaim Document Interfamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	916 W 15TH ST, CEDAR FALLS, IA 50613-3632

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Nov 20, 2017
Property Address	1300 UPTON AVE, WATERLOO, IA 50701-1962
Document Number	201800008867
Instrument Date	Oct 23, 2017
Instrument	2018-00008867
Transaction Type	Transfer
Record Updated	Feb 10, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Document Interfamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	200 S 6TH ST, 200, MINNEAPOLIS, MN 55402-1403

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	916 W 15TH ST, WATERLOO, IA 50701

August 2017: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Aug 31, 2017
Property Address	1300 UPTON AVE, WATERLOO, IA 50701-1962
Document Number	201800003926
Instrument Date	Aug 23, 2017
Instrument	2018-00003926
Transaction Type	Foreclosure
Record Updated	Feb 10, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name
Address	225 E 6TH ST, 225, WATERLOO, IA 50703-4719

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2800 TAMARACK RD, OWENSBORO, KY 42301-6566

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,602.00	$243,730 (+14.91%) Land $21,280 Building $222,450	$243,730 (+14.91%) Land $21,280 Building $222,450
2024	$4,602.00 (+31.94%)
2023		$212,100 (+33.56%) Land $21,280 Building $190,820	$212,100 (+33.56%) Land $21,280 Building $190,820
2022	$3,488.00	$158,800 Land $21,280 Building $137,520
2021			$158,800 Land $21,280 Building $137,520

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

1300 Upton Ave, Waterloo, IA 50701 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Utilities and HVAC

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

October 2023: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

November 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

October 2019: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Mortgage

Lender

Agreement

May 2019: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

November 2017: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

August 2017: Sheriff's Deed, Foreclosure

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Nearby Properties on Upton Ave

Nearby Streets

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