Union County property record for 1314 Rowan Ln, Monroe, NC 28110
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,424 sqft · built 2021 |
| Lot Size | 0.154 acres (6,708 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $342,500 (Jun 2021) |
| Tax Bill | $2,244 (2025) |
| Deeds & Mortgages | Jun 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-366-217 |
| Primary APN | 09-366-217 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,424 sqft Total Area |
| 1st Floor Area | 1,092 sqft |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Lot Area | 6,708 sqft (0.154 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1314 ROWAN LN |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28110-0043 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | #149 HARKEY CREEK PH2 MAP2 OPCP576 |
| Jurisdiction | UNION NC |
| Township / Civil Division | MONROE |
| Census Block Group | 1 |
| Census Block | 1045 |
| Census Tract | 20307 |
Source: Union County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1314 ROWAN LN, MONROE, NC 28110-0043 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 9, 2021 · Amount on Record |
| Deed Sale | Jun 9, 2021 · Amount on Record |
| Deed Document Number | 202127465 |
| Deed Book / Page | 8131 / 639 |
| Record Updated | Oct 29, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Jun 9, 2021 |
| Property Address | 1314 ROWAN LN, MONROE, NC 28110-0043 |
| Document Number | 0008131639 |
| Book / Page | 8131 / 639 |
| Map Reference | CAB P FILE 576-579 |
| Instrument Date | Apr 16, 2021 |
| Instrument | 27465 |
| Transaction Type | Transfer |
| Record Updated | Mar 31, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $685.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10710 SIKES PL, CHARLOTTE, NC 28277-8181 |
| Name | Verified Name |
|---|---|
| Address | 1314 ROWAN LANE, MONROE, NC 28110-0043 |
| Document Number | 0000027466 |
|---|---|
| Date | Jun 9, 2021 |
| Instrument | 27466 |
| Name | NVR MORTGAGE FINANCE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $463,900 (-) Land $85,900 Building $378,000 | $463,900 (-) Land $85,900 Building $378,000 | |
| 2025 | $2,244.00 (+15.67%) | $463,900 (+53.05%) Land $85,900 Building $378,000 | $463,900 (+53.05%) Land $85,900 Building $378,000 |
| 2023 | $1,940.00 | $303,100 Land $66,000 Building $237,100 | $303,100 Land $66,000 Building $237,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Ripple Fiber.
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