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1304 Rowan Ln, Monroe, NC 28110 Property Records

Union County property record for 1304 Rowan Ln, Monroe, NC 28110 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Year BuiltBuilt 2021
Square Footage2,708 sqft Total Area
Lot Size6,534 sqft (0.15 acres)
OccupancyOwner Occupied
Last Sale$505,000 (2024)
Tax Bill$2,385.00 (2025)

Property Details

APN / Parcel Number

Primary APN09-366-214

Interior

Building Area2,708 sqft Total Area

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Lot Area6,534 sqft (0.15 acres)

Location & Zoning

Street Address1304 ROWAN LN
CityMONROE
StateNC
Zip28110-0043
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description#146 HARKEY CREEK PH2 MAP2 OPCP576
Legal SubdivisionHARKEY LANE SUBDIVISION
JurisdictionUNION NC
Minor Civil DivisionMONROE
Census Blockgroup1
Census Block1045
Census Tract20307

Owner

Source: Union County records · APN 09-366-214

Assessment roll updated March 31, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1304 ROWAN LN, MONROE, NC 28110-0043
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Aug 16, 2023Deed of Trust, Mortgage · Line of Credit
STATE EMPLOYEES CU
Jun 28, 2024Warranty Deed, Transfer · Conventional Mortgage
TOWNEBANK MORTGAGE
Jun 23, 2021Special Warranty Deed, Transfer · Conventional Mortgage
NVR MORTGAGE FINANCE INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 28, 2024 · Amount on Record
Deed SaleJun 28, 2024 · Amount on Record
Prior SaleJun 23, 2021 · Amount on Record
Deed Doc Number202414955
Deed Book / Page8929 / 668
Record RefreshedJun 08, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION NC
Property Address1304 ROWAN LN, MONROE, NC 28110-0043
Transaction TypeMortgage
Record UpdatedMar 31, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address1304 ROWAN LN, MONROE, NC 28110-0043

Mortgage

Document Number0000876438
DateAug 16, 2023
Book Page8764/38
Instrument19870
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
AddressRALEIGH, NC 27611
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

June 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionUNION NC
Recording DateJun 28, 2024
Property Address1304 ROWAN LN, MONROE, NC 28110-0043
Document Number0008929668
Book / Page8929 / 668
Map ReferenceCAB P FILE 838-841
Instrument DateJun 28, 2024
Instrument14955
Transaction TypeTransfer
Record UpdatedMar 31, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,010.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address4618 LUCINDA CT, LORAIN, OH 44053-5603

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address1304 ROWAN LN, MONROE, NC 28110-0043

Mortgage

Document Number0000014956
DateJun 28, 2024
Instrument14956
Lender
NameTOWNEBANK MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2054

June 2021: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionUNION NC
Recording DateJun 23, 2021
Property Address1304 ROWAN LN, MONROE, NC 28110-0043
Document Number0008146442
Book / Page8146 / 442
Map ReferenceCAB P FILE 838-841
Instrument DateMay 27, 2021
Instrument29752
Transaction TypeTransfer
Record UpdatedMar 31, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$857.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address10710 SIKES PL STE 250, 250, CHARLOTTE, NC 28277-8182

Transferred To (Grantee/Buyer)

NameVerified Name
Address1304 ROWAN LN, MONROE, NC 28110-0043

Mortgage

Document Number0000029753
DateJun 23, 2021
Instrument29753
Lender
NameNVR MORTGAGE FINANCE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2051

Tax Assessment & Valuation

Source: Union County records · Assessment roll updated March 31, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyUnion County
Unified School DistrictUnion County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,385.00 (+18.42%)$493,100 (+56.69%) Land $85,900 Building $407,200$493,100 (+56.69%) Land $85,900 Building $407,200
2023$2,014.00$314,700 Land $66,000 Building $248,700$314,700 Land $66,000 Building $248,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Union County (37179C), updated September 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 24% of North Carolina
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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