1311 Rowan Ln, Monroe, NC 28110 Property Records

Union County property record for 1311 Rowan Ln, Monroe, NC 28110

Property Summary

Property Type	Single Family Home
Details	2,708 sqft · built 2021
Lot Size	0.138 acres (6,011 sqft)
Owner	2 Individual Names on Record
Last Sale	$467,000 (Sep 2025)
Tax Bill	$2,382 (2025)
Deeds & Mortgages	Sep 2025 Sale & Mortgage Sep 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-366-230`

Property Details

APN / Parcel Number

Primary APN	`09-366-230`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	2,708 sqft Total Area
1st Floor Area	1,204 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Lot Area	6,011 sqft (0.138 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1311 ROWAN LN
City	MONROE
State	NC
Zip	28110-0043
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	#162 HARKEY CREEK PH2 MAP2 OPCP576
Legal Subdivision	HARKEY CREEK PHASE 2 MAP 2
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	1
Census Block	1045
Census Tract	20307

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1311 ROWAN LN, MONROE, NC 28110-0043
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2025	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Sep 8, 2021	Special Warranty Deed, Transfer · VA Mortgage NVR MORTGAGE FINANCE INC
May 10, 2021	Special Warranty Deed, Transfer NVR SETTLEMENT SERVICES LAG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 8, 2025 · Amount on Record
Deed Sale	Sep 8, 2025 · Amount on Record
Prior Sale	Sep 8, 2021 · Amount on Record
Deed Document Number	202523134
Deed Book / Page	9195 / 25
Record Updated	Oct 29, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Sep 8, 2025
Property Address	1311 ROWAN LN, MONROE, NC 28110-0043
Document Number	0000919525
Book / Page	9195 / 25
Map Reference	CAB P FILE 838-841
Instrument Date	Sep 8, 2025
Instrument	23134
Transaction Type	Transfer
Record Updated	Mar 31, 2026
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE COMPANY LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$934.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	303 BRANDI LYNN LN, EVANS CITY, PA 16033-7707

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1311 ROWAN LN, MONROE, NC 28110-0043
Investor	Possibly a Property Investor

Mortgage

Document Number	0000023135
Date	Sep 8, 2025
Instrument	23135

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

September 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	UNION NC
Recording Date	Sep 8, 2021
Property Address	1311 ROWAN LN, MONROE, NC 28110-0043
Document Number	0008234660
Book / Page	8234 / 660
Map Reference	CAB P FILE 838-841
Instrument Date	Aug 23, 2021
Instrument	42563
Transaction Type	Transfer
Record Updated	Mar 31, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$750.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10710 SIKES PL STE 250, 250, CHARLOTTE, NC 28277-8182

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1311 ROWAN LN, MONROE, NC 28110-0043
Investor	Possibly a Property Investor

Mortgage

Document Number	0000042564
Date	Sep 8, 2021
Instrument	42564

Lender

Name	NVR MORTGAGE FINANCE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

May 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	UNION NC
Recording Date	May 10, 2021
Property Address	1311 ROWAN LN, MONROE, NC 28110-0043
Document Number	0008095140
Book / Page	8095 / 140
Map Reference	CAB P SL 838-841
Instrument Date	May 4, 2021
Instrument	22045
Transaction Type	Transfer
Record Updated	Mar 31, 2026
Title Company	NVR SETTLEMENT SERVICES LAG

Transaction

Amount	Amount Recorded
Tax	$539.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	923 N PENNSYLVANIA AVE, WINTER PARK, FL 32789-2456

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10710 SIKES PL STE 200, 200, CHARLOTTE, NC 28277-8191
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$492,400 (-) Land $85,900 Building $406,500	$492,400 (-) Land $85,900 Building $406,500
2025	$2,382.00 (+15.41%)	$492,400 (+55.48%) Land $85,900 Building $406,500	$492,400 (+55.48%) Land $85,900 Building $406,500
2024	$2,064.00 (+1.83%)	$316,700 (-) Land $66,000 Building $250,700
2023	$2,027.00	$316,700 Land $66,000 Building $250,700	$316,700 (-) Land $66,000 Building $250,700
2021			$316,700 Land $66,000 Building $250,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Ripple Fiber.

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