1314 Cosmic Dr, Durham, NC 27703 Property Records

Durham County property record for 1314 Cosmic Dr, Durham, NC 27703

Property Summary

Property Type	Other Improved
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on File
Last Sale	$520,000 (Oct 2025)
Tax Bill	$6,174 (2026)
Deeds & Mortgages	Oct 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0850-53-7589`

Property Details

APN / Parcel Number

Primary APN	`0850-53-7589`
Alternative APN	`238787`

Exterior

Lot Area	8,276 sqft (0.19 acres)

Location & Zoning

Street Address	1314 COSMIC DR
City	DURHAM
State	NC
Zip	27703-8370
Property Category	Other
Property Type	Other > Other Improved
Local Zoning Code	RR
Legal Description	STELLA VIEW/PH:01/LT#208 PL:210-336
Legal Subdivision	STELLA VIEW
Legal Phase	1
Legal Lot Number	208
Jurisdiction	DURHAM NC
Township / Civil Division	OAK GROVE
Census Block Group	4
Census Block	4042
Census Tract	1808

Owner

1314 Cosmic Dr is owned and occupied by two individuals who bought it in October 2025.

Source: Durham County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1314 COSMIC DR, DURHAM, NC 27703-8370
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 28, 2025 · Amount on File
Deed Sale	Oct 28, 2025 · Amount on File
Deed Document Number	2025152283
Deed Book / Page	10412 / 668
Record Updated	Oct 29, 2026

October 2025: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	DURHAM NC
Recording Date	Oct 28, 2025
Property Address	1314 COSMIC DR, DURHAM, NC 27703-8370
Document Number	0104120668
Book / Page	10412 / 668
Map Reference	MB 212 PG 386-400
Instrument Date	Aug 7, 2025
Instrument	2025152283
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	LEDNA TITLE LLC, LENNAR TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,040.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1010 SYNC ST STE 600, 600, MORRISVILLE, NC 27560-9044

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1314 COSMIC DR, DURHAM, NC 27703-8370

Mortgage

Document Number	2025152284
Date	Oct 28, 2025
Instrument	2025152284

Lender

Name	LENNAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	3.99%
Type Change Date	Nov 1, 2032
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	8.99%
Index	SOFR Average 30-Day
Margin	3
Max Rate	8.99%

Tax Assessment & Valuation

The 2026 property tax bill for 1314 Cosmic Dr was $6,174, up 498.3% from the year before.

Source: Durham County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Durham County
Municipality	Durham City
Unified School District	Durham Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,174.00 (+498.26%)	$607,502 (+483.44%) Land $104,125 Building $503,377	$607,502 (+483.44%) Land $104,125 Building $503,377
2025	$1,032.00	$104,125 Land $104,125	$104,125 Land $104,125

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1314 Cosmic Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1314 Cosmic Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DURHAM serves 333,490 people · EPA ID NC0332010
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Frontier.

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