1312 Cosmic Dr, Durham, NC 27703 Property Records

Durham County property record for 1312 Cosmic Dr, Durham, NC 27703

Property Summary

Property TypeOther Improved
Lot Size0.18 acres (7,841 sqft)
Owner2 Individual Names on Record
Last Sale$525,000 (Nov 2025)
Tax Bill$6,041 (2026)
Deeds & MortgagesNov 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN0850-53-7632

Property Details

APN / Parcel Number

Primary APN0850-53-7632
Alternative APN
  • 238786

Exterior

Lot Area7,841 sqft (0.18 acres)

Location & Zoning

Street Address1312 COSMIC DR
CityDURHAM
StateNC
Zip27703-8370
Property CategoryOther
Property TypeOther > Other Improved
Local Zoning CodeRR
Legal DescriptionSTELLA VIEW/PH:01/LT#207 PL:210-336
Legal SubdivisionSTELLA VIEW PHASE 1
Legal Phase1
Legal Lot Number207
JurisdictionDURHAM NC
Township / Civil DivisionOAK GROVE
Census Block Group4
Census Block4042
Census Tract1808

Owner

Source: Durham County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1312 COSMIC DR, DURHAM, NC 27703-8370
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 24, 2025 · Amount on Record
Deed SaleNov 24, 2025 · Amount on Record
Deed Document Number2025155369
Deed Book / Page10432 / 164
Record UpdatedOct 29, 2026

November 2025: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionDURHAM NC
Recording DateNov 24, 2025
Property Address1312 COSMIC DR, DURHAM, NC 27703-8370
Document Number0104320164
Book / Page10432 / 164
Map ReferenceMB 212 PG 386-400
Instrument DateOct 13, 2025
Instrument2025155369
Transaction TypeTransfer
Record UpdatedDec 8, 2025
Title CompanyLEDNA TITLE LLC, LENNAR TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,050.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1010 SYNC ST STE 600, 600, MORRISVILLE, NC 27560-9044

Transferred To (Grantee/Buyer)

NameVerified Name
Address1312 COSMIC DR, DURHAM, NC 27703-8370

Mortgage

Document Number2025155370
DateNov 24, 2025
Instrument2025155370
Lender
NameLENNAR MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2055
Interest
Rate TypeAdjustable Rate
Rate3.99%
Type Change DateDec 1, 2032
Change Frequency6 Months
Min Rate At Change3%
Max Rate At Change8.99%
IndexSOFR Average 30-Day
Margin3
Max Rate8.99%

Tax Assessment & Valuation

Source: Durham County assessment roll, as of September 17, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyDurham County
MunicipalityDurham City
Unified School DistrictDurham Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,041.00 (+490.52%)$594,438 (+475.73%) Land $103,250 Building $491,188$594,438 (+475.73%) Land $103,250 Building $491,188
2025$1,023.00$103,250 Land $103,250$103,250 Land $103,250

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 13 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF DURHAM
serves 333,490 people · EPA ID NC0332010
Water SourceSurface water
Last State InspectionMar 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Google Fiber
Fiber
8,000 / 8,000
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: Hotwire Communications.

Nearby Properties on Cosmic Dr

Nearby Streets

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