1308 Cosmic Dr, Durham, NC 27703 Property Records

Durham County property record for 1308 Cosmic Dr, Durham, NC 27703

Property Summary

Property Type	Other Improved
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$470,000 (Oct 2025)
Tax Bill	$5,481 (2026)
Deeds & Mortgages	Oct 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0850-53-6741`

Property Details

APN / Parcel Number

Primary APN	`0850-53-6741`
Alternative APN	`238784`

Exterior

Lot Area	8,712 sqft (0.2 acres)

Location & Zoning

Street Address	1308 COSMIC DR
City	DURHAM
State	NC
Zip	27703-8370
Property Category	Other
Property Type	Other > Other Improved
Local Zoning Code	RR
Legal Description	STELLA VIEW/PH:01/LT#205 PL:210-336
Legal Subdivision	STELLA VIEW PHASE 1
Legal Phase	1
Legal Lot Number	205
Jurisdiction	DURHAM NC
Township / Civil Division	OAK GROVE
Census Block Group	4
Census Block	4042
Census Tract	1808

Owner

Source: Durham County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4668 WILCOX AVE, SANTA CLARA, CA 95054-1388
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 17, 2025 · Amount on Record
Deed Sale	Oct 17, 2025 · Amount on Record
Deed Document Number	2025151225
Deed Book / Page	10406 / 337
Record Updated	Oct 29, 2026

October 2025: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	DURHAM NC
Recording Date	Oct 17, 2025
Property Address	1308 COSMIC DR, DURHAM, NC 27703
Document Number	0104060337
Book / Page	10406 / 337
Map Reference	MB 210 PG 332-346
Instrument Date	Oct 13, 2025
Instrument	2025151225
Transaction Type	Transfer
Record Updated	Oct 28, 2025
Title Company	LENNAR TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$940.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1010 SYNC ST # 600600, 600600, MORRISVILLE, NC 27560-5468

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4668 WILCOX AVE, SANTA CLARA, CA 95054-1388

Mortgage

Document Number	0104060343
Date	Oct 17, 2025
Book Page	10406/343
Instrument	2025151226

Lender

Name	LENNAR MORTGAGE LLC
Type	Mortgage Company
Address	MIAMI, FL 33126

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Type Change Date	Nov 1, 2032
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.2%
Index	SOFR Average 30-Day
Margin	3
Max Rate	10.2%

Tax Assessment & Valuation

Source: Durham County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Durham County
Municipality	Durham City
Unified School District	Durham Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,481.00 (+427.02%)	$539,372 (+413.69%) Land $105,000 Building $434,372	$539,372 (+413.69%) Land $105,000 Building $434,372
2025	$1,040.00	$105,000 Land $105,000	$105,000 Land $105,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DURHAM serves 333,490 people · EPA ID NC0332010
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications.

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