Rock County property record for 1314 Central Ave, Beloit, WI 53511 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,092 sqft · built 1920 |
| Lot Size | 0.139 acres (6,055 sqft) |
| Owner | Individual Name on File |
| Last Sale | $40,000 (Jun 2006) |
| Tax Bill | $1,683 (2025) |
| Deeds & Mortgages | Feb 2026 Line of Credit Sep 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 206 12531695 |
| Primary APN | 206 12531695 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Building Area | 1,092 sqft Living Area |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Lot Area | 6,055 sqft (0.139 acres) |
| Account Number | 206 12531695 |
|---|---|
| Street Address | 1314 CENTRAL AVE |
| City | BELOIT |
| State | WI |
| Zip | 53511-3847 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N 26.5 FT L 17 & S 22.5 FT L 18 PRAIRIE AVE PARK ADD |
| Legal Subdivision | PRAIRIE AVE PARK ADD |
| Jurisdiction | ROCK WI |
| Township / Civil Division | BELOIT |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 1900 |
Source: Rock County records · APN 206 12531695
Assessment roll updated April 2, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1314 CENTRAL AVE, BELOIT, WI 53511-3847 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 18, 2026 | Deed of Trust, Mortgage · Line of Credit SUMMIT CU |
| Sep 16, 2022 | Deed of Trust, Mortgage · Conventional Mortgage SUMMIT CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 20, 2006 · Amount on Record |
| Deed Sale | Jun 20, 2006 · Amount on Record |
| Deed Document Number | 20061754590 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCK WI |
| Property Address | 1314 CENTRAL AVE, BELOIT, WI 53511-3847 |
| Transaction Type | Mortgage |
| Record Updated | Mar 05, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0002303534 |
|---|---|
| Date | Feb 18, 2026 |
| Instrument | 2303534 |
| Name | SUMMIT CU |
|---|---|
| Type | Credit Union |
| Address | COTTAGE GROVE, WI 53527 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 17, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCK WI |
| Property Address | 1314 CENTRAL AVE, BELOIT, WI 53511-3847 |
| Transaction Type | Mortgage |
| Record Updated | Oct 05, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0002227198 |
|---|---|
| Date | Sep 16, 2022 |
| Instrument | 2227198 |
| Name | SUMMIT CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Oct 01, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 10% |
| Index | 1-Year CMT |
Source: Rock County records · Assessment roll updated April 2, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| Municipality | Beloit City |
| County | Rock County |
| Unified School District | Beloit School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,683.00 (+36.61%) Homeowner's exemption | $112,100 (+28.56%) Land $9,200 Building $102,900 | $123,100 (+24.09%) |
| 2023 | $1,232.00 Homeowner's exemption | $87,200 Land $9,200 Building $78,000 | $99,200 |
Source: FEMA National Flood Hazard Layer, Rock County (55105C), updated May 3, 2017 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 742 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| AT&T | DSL | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: AT&T, T-Mobile USA, ResTech Services, Hilbert Communications, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.
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