1275 Central Ave, Beloit, WI 53511 Property Records

Rock County property record for 1275 Central Ave, Beloit, WI 53511 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,344 sqft · built 1905
Lot Size	0.142 acres (6,186 sqft)
Owner	Individual Name on File
Last Sale	$65,000 (Sep 2021)
Tax Bill	$1,983 (2025)
Deeds & Mortgages	Sep 2005 Mortgage Dec 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`206 12530440`

Property Details

APN / Parcel Number

Primary APN	`206 12530440`
Alternative APN	`12530440`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,344 sqft Living Area

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1905
Lot Area	6,186 sqft (0.142 acres)

Location & Zoning

Account Number	206 12530440
Street Address	1275 CENTRAL AVE
City	BELOIT
State	WI
Zip	53511-4733
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L 14 B 2 EATON PLACE ADD
Legal Subdivision	EATON PLACE ADD
Legal Lot Number	14
Jurisdiction	ROCK WI
Township / Civil Division	BELOIT
Census Block Group	1
Census Block	1006
Census Tract	1900

Owner

Source: Rock County records · APN 206 12530440

Assessment roll updated April 2, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	824 6TH ST, 305, MONROE, WI 53566-1197
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 01, 2005	Deed of Trust, Mortgage · Conventional Mortgage FMF CAPITAL LLC
Dec 02, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIRST COMMUNITY CU
Aug 29, 2008	Deed of Trust, Mortgage · Conventional Mortgage FIRST COMMUNITY CU OF HOUSTON
Jun 01, 2010	Deed of Trust, Mortgage · Conventional Mortgage QR LENDING INC
Sep 10, 2021	Warranty Deed, Transfer · Conventional Mortgage FIRST COMMUNITY CU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 10, 2021 · Amount on Record
Deed Sale	Sep 10, 2021 · Amount on Record
Deed Document Number	202198705
Record Updated	Jun 08, 2026

September 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK WI
Property Address	1275 CENTRAL AVE, BELOIT, WI 53511-4733
Transaction Type	Mortgage
Record Updated	Apr 02, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001721146
Date	Sep 01, 2005
Instrument	1721146

Lender

Name	FMF CAPITAL LLC
Address	SOUTHFIELD, MI 48075

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 01, 2035

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK WI
Property Address	1275 CENTRAL AVE, BELOIT, WI 53511-4733
Transaction Type	Mortgage
Record Updated	Apr 02, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002231967
Date	Dec 02, 2022
Instrument	2231967

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 01, 2052

Interest

Rate Type	Adjustable Rate
Rate	7.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 01, 2020
Change Frequency	Annually
Min Rate At Change	5.25%
Max Rate At Change	9.25%
Index	1-Year CMT
Max Rate	13.2%

August 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK WI
Property Address	1275 CENTRAL AVE, BELOIT, WI 53511-4733
Transaction Type	Mortgage
Record Updated	Apr 02, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001840483
Date	Aug 29, 2008
Instrument	1840483

Lender

Name	FIRST COMMUNITY CU OF HOUSTON
Type	Credit Union
Address	BELOIT, WI 53511

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2038

June 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK WI
Property Address	1275 CENTRAL AVE, BELOIT, WI 53511-4733
Transaction Type	Mortgage
Record Updated	Apr 02, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001892748
Date	Jun 01, 2010
Instrument	1892748

Lender

Name	QR LENDING INC
Type	Lending Institution
Address	MADISON, WI 53719

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2040

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROCK WI
Recording Date	Sep 10, 2021
Property Address	1275 CENTRAL AVE, BELOIT, WI 53511-4733
Document Number	0002198705
Instrument Date	Sep 03, 2021
Instrument	2198705
Transaction Type	Transfer
Record Updated	Apr 02, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$195.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2070 CRANE AVE, BELOIT, WI 53511-3143

Mortgage

Document Number	0002198706
Date	Sep 10, 2021
Instrument	2198706

Lender

Name	FIRST COMMUNITY CU

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Rock County records · Assessment roll updated April 2, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Wisconsin
Municipality	Beloit City
County	Rock County
Unified School District	Beloit School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,983.00 (+35.64%)	$121,500 (+30.23%) Land $9,400 Building $112,100	$133,400 (+25.73%)
2023	$1,462.00	$93,300 Land $9,400 Building $83,900	$106,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Rock County (55105C), updated May 3, 2017 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 742 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
AT&T	DSL	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T, T-Mobile USA, ResTech Services, Hilbert Communications, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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