1320 Central Ave, Beloit, WI 53511 Property Records

Rock County property record for 1320 Central Ave, Beloit, WI 53511 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,344 sqft · built 1913
Lot Size	0.137 acres (5,968 sqft)
Owner	2 Individual Names on File
Last Sale	$29,700 (Apr 2009)
Tax Bill	$1,904 (2025)
Deeds & Mortgages	Jul 2023 Line of Credit Dec 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`206 12531700`

Property Details

APN / Parcel Number

Primary APN	`206 12531700`
Alternative APN	`12531700`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,344 sqft Living Area

Exterior

Year Built	Built 1913
Effective Year Built	Effective 1913
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	5,968 sqft (0.137 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	206 12531700
Street Address	1320 CENTRAL AVE
City	BELOIT
State	WI
Zip	53511-3847
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N 29 FT L 18 & S 19 FT L 19 PRAIRIE AVE PARK ADD
Legal Subdivision	PRAIRIE AVE PARK ADD
Jurisdiction	ROCK WI
Township / Civil Division	BELOIT
Census Block Group	1
Census Block	1004
Census Tract	1900

Owner

Source: Rock County records · APN 206 12531700

Assessment roll updated April 2, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1320 CENTRAL AVE, BELOIT, WI 53511-3847
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 18, 2023	Deed of Trust, Mortgage · Line of Credit ADIVIA CU
Dec 10, 2019	Deed of Trust, Mortgage · Conventional Mortgage ADIVIA CU
Mar 25, 2020	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 02, 2009 · Amount on Record
Deed Sale	Apr 02, 2009 · Amount on Record
Deed Document Number	20091858406
Prior Transfer Date	Apr 01, 2009
Prior Transfer Doc	0001858406
Record Updated	Jun 08, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK WI
Property Address	1320 CENTRAL AVE, BELOIT, WI 53511-3847
Transaction Type	Mortgage
Record Updated	Aug 09, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002244258
Date	Jul 18, 2023
Instrument	2244258

Lender

Name	ADIVIA CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jul 17, 2043

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK WI
Property Address	1320 CENTRAL AVE, BELOIT, WI 53511-3847
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2143181
Date	Dec 10, 2019
Instrument	2143181

Lender

Name	ADIVIA CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Dec 09, 2039

Interest

Rate Type	Fixed Rate

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK WI
Property Address	1320 CENTRAL AVE, BELOIT, WI 53511-3847
Transaction Type	Mortgage
Record Updated	Apr 08, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2150271
Date	Mar 25, 2020
Instrument	2150271

Lender

Name	QUICKEN LOANS INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Rock County records · Assessment roll updated April 2, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Wisconsin
Municipality	Beloit City
County	Rock County
Unified School District	Beloit School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,904.00 (+39.18%) Homeowner's exemption	$125,300 (+30.93%) Land $9,000 Building $116,300	$137,600 (+26.47%)
2023	$1,368.00 Homeowner's exemption	$95,700 Land $8,900 Building $86,800	$108,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Rock County (55105C), updated May 3, 2017 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 742 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
AT&T	DSL	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T, T-Mobile USA, ResTech Services, Hilbert Communications, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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