San Diego County property record for 1314 Cedar St, Ramona, CA 92065
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,652 sqft · built 1974 |
| Lot Size | 1.31 acres (57,064 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,566 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Apr 2026 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 280-072-48-00 |
| Primary APN | 280-072-48-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,652 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Architectural Style | Contemporary |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Material | Tile |
| Lot Area | 57,064 sqft |
| View / Lot | Good |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 1314 CEDAR ST |
|---|---|
| City | RAMONA |
| State | CA |
| Zip | 92065-1324 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A70 |
| Legal Description | SEC 9-13-1E 1.31 AC M/L IN TR 000863 |
| Legal Range | 01E |
| Legal Township | 13 |
| Legal Section | 09 |
| Legal Subdivision | RANCHO SANTA FE |
| Legal Tract | 000863 |
| Legal Block | 1 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | RAMONA |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 20806 |
Source: San Diego County records · APN 280-072-48-00
Assessment roll updated July 28, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1314 CEDAR ST, RAMONA, CA 92065-1324 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Widow or Widower |
| Date | Document |
|---|---|
| May 07, 2026 | Deed of Trust, Mortgage · Conventional Mortgage CHAMPIONS FUNDING LLC |
| Apr 27, 2026 | Grant Deed, Transfer VISIONET SYSTEMS INC, VISIONET SYSTEMS |
| Mar 27, 2026 | Intrafamily Transfer, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Aug 24, 2010 |
| Transfer Doc | 0000535869 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | May 07, 2026 |
| Property Address | 1314 CEDAR ST, RAMONA, CA 92065-1324 |
| Document Number | 0000129866 |
| Instrument Date | May 01, 2026 |
| Instrument | 2026129866 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | VISIONET |
| Name | Verified Name |
|---|---|
| Address | 24304 TARANTO AVE, VALENCIA, CA 91355-1914 |
| Document Number | 0000129866, |
|---|---|
| Date | May 07, 2026 |
| Instrument | 2026129866 |
| Name | CHAMPIONS FUNDING LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Rate | 6.46% |
|---|---|
| Max Rate | -1% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Apr 27, 2026 |
| Property Address | 1314 CEDAR ST, RAMONA, CA 92065-1324 |
| Document Number | 0000116724 |
| Instrument Date | Apr 10, 2026 |
| Instrument | 2026116724 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | VISIONET SYSTEMS INC, VISIONET SYSTEMS |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1314 CEDAR ST, RAMONA, CA 92065-1324 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Mar 27, 2026 |
| Property Address | 1314 CEDAR ST, RAMONA, CA 92065-1324 |
| Document Number | 0000085184 |
| Map Reference | MAP 863 |
| Instrument Date | Mar 27, 2026 |
| Instrument | 2026-0085184 |
| Transaction Type | Transfer |
| Record Updated | Apr 03, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 24304 TARANTO AVE, SANTA CLARITA, CA 91355-1914 |
Source: San Diego County records · Assessment roll updated July 28, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Unified School District | Ramona City Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $128,840 (+2%) Land $31,543 Building $97,297 | |
| 2025 | $1,566.00 (+1.89%) | $126,315 (+4.04%) Land $30,925 Building $95,390 |
| 2024 | $1,537.00 (+16.53%) | |
| 2023 | $1,319.00 (-11.36%) | $121,412 Land $29,725 Building $91,687 |
| 2022 | $1,488.00 |
Source: FEMA National Flood Hazard Layer as of September 3, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (1995–2023) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides |
| Wildfire Risk | Very High above 91% of the US · above 75% of California |
|---|---|
| Wildfire Likelihood | 1% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fixed Wireless in parts of the area | 100 / 20 |
May also be available: T-Mobile USA.
Based on FCC filings for 58 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | RAMONA MUNICIPAL WD serves 36,455 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2022 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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