1248 Cedar St, Ramona, CA 92065 Property Records

San Diego County property record for 1248 Cedar St, Ramona, CA 92065 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1976
Square Footage1,284 sqft Living Area
Lot Size1.2 acres
OccupancyOwner Occupied
Last Sale$775,000 (2026)
Tax Bill$7,129.00 (2025)

Owner

Source: San Diego County records · APN 280-086-12-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1248 CEDAR ST, RAMONA, CA 92065-1322
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingSingle Woman

Deeds, Mortgages & Sale History

DateDocument
May 19, 2026Grant Deed, Transfer · Conventional Mortgage
PROVIDENT MORTGAGE CORPORATION
Dec 27, 2023Grant Deed, Transfer
WFG TITLE COMPANY/CA-SAN DIEGO, WFG TITLE CO OF CA SAN DIEGO

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 19, 2026 · Amount on Record
Deed SaleMay 19, 2026 · Amount on Record
Prior SaleDec 27, 2023 · Amount on Record
Deed Doc Number2026142905
Prior Transfer DateJan 20, 1999
Prior Transfer Doc0000105837
Record RefreshedSep 20, 2026

May 2026: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateMay 19, 2026
Property Address1248 CEDAR ST, RAMONA, CA 92065-1322
Document Number0000142905
Instrument DateApr 22, 2026
Instrument2026.142905
Transaction TypeTransfer
Record UpdatedMay 28, 2026
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$86,102.50
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1248 CEDAR ST, RAMONA, CA 92065-1322

Mortgage

Document Number0000142906,
DateMay 19, 2026
Instrument2026..142906
Lender
NamePROVIDENT MORTGAGE CORPORATION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2056
Interest
Rate TypeFixed Rate
Rate6.46%
Initial TypeFixed Rate
Max Rate-1%

December 2023: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateDec 27, 2023
Property Address1248 CEDAR ST, RAMONA, CA 92065-1322
Document Number0000352929
Map ReferenceDOC 74-253711
Instrument DateDec 08, 2023
Instrument2023-0352929
Transaction TypeTransfer
Record UpdatedJan 05, 2024
Title CompanyWFG TITLE COMPANY/CA-SAN DIEGO, WFG TITLE CO OF CA SAN DIEGO

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
AddressPO BOX 543, RAMONA, CA 92065-0543

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictRamona City Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed Value
2026$665,856 (+2%) Land $541,008 Building $124,848
2025$7,129.00 (-0.65%)$652,800 (+170.37%) Land $530,400 Building $122,400
2024$7,176.00 (+177.92%)
2023$2,582.00 (-5.53%)$241,446 Land $120,723 Building $120,723
2022$2,733.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskVery High
above 92% of the US · above 75% of California
Wildfire LikelihoodAbout 1 in 97 per year
ExposureDirect
burnable vegetation at the parcel

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN280-086-12-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Building Area1,284 sqft Living Area
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1976
Exterior MaterialWood Siding Exterior
Construction TypeFrame Construction
Lot Area52,272 sqft
Parking Spaces3 Parking Spaces
Garage TypeCarport Garage
CarportCarport

Utilities and HVAC

Heating SystemBaseboard Heating
Heating FuelElectric Heating Fuel
SewageSeptic Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address1248 CEDAR ST
CityRAMONA
StateCA
Zip92065-1322
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionPAR 4 TR PM03044
Legal Tract3044
Legal Block1
JurisdictionSAN DIEGO CA
Minor Civil DivisionRAMONA
Census Blockgroup1
Census Block1003
Census Tract20806

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