13130 Draper Rd, Clear Spring, MD 21722 Property Records

Washington County property record for 13130 Draper Rd, Clear Spring, MD 21722

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 2,387 sqft · built 2018
Lot Size	5.24 acres (228,254 sqft)
Owner	Individual Name on File
Last Sale	$490,000 (Nov 2024)
Tax Bill	$4,256 (2025)
Deeds & Mortgages	Jun 2017 Mortgage Jul 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-018443`

Property Details

APN / Parcel Number

Primary APN	`04-018443`
Alternative APN	`018443`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,387 sqft Total Area

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	228,254 sqft (5.24 acres)
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	018443
Street Address	13130 DRAPER RD
City	CLEAR SPRING
State	MD
Zip	21722-1321
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	EC
Legal Description	LOT 2 5.24 ACRES 13130 DRAPER ROAD
Legal Subdivision	JOSEPH E CHANEY LAND
Legal Lot Number	2
Jurisdiction	WASHINGTON MD
Township / Civil Division	4, CLEAR SPRING
Census Block Group	1
Census Block	1016
Census Tract	10600

Owner

Source: Washington County records · APN 04-018443

Assessment roll updated August 4, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	13130 DRAPER RD, CLEAR SPRING, MD 21722-1321
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2017	Deed of Trust, Mortgage · ARM CNB BANK INC
Jul 30, 2019	Deed of Trust, Mortgage FARM CREDIT SVCS

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 14, 2024 · Amount on Record
Deed Sale	Nov 14, 2024 · Amount on Record
Prior Sale	Feb 26, 2009
Deed Book / Page	7574 / 157
Prior Transfer Date	Feb 24, 2009
Prior Transfer Doc	0036040055
Record Updated	Sep 20, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MD
Property Address	13130 DRAPER RD, CLEAR SPRING, MD 21722-1321
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0055350100
Date	Jun 28, 2017
Book Page	5535/0100
Instrument	5535-0100

Lender

Name	CNB BANK INC
Type	Bank
Address	BERKELEY SPRINGS, WV 25411

Agreement

Type	ARM
Amount	Amount Recorded
Term	371 Months
Due	May 27, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.49%
Change Frequency	6 Months
Min Rate At Change	4.49%
Max Rate At Change	6.24%
Max Rate	9.49%

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MD
Property Address	13130 DRAPER RD, CLEAR SPRING, MD 21722-1321
Document Number	0060380024
Instrument Date	Jul 30, 2019
Transaction Type	Mortgage
Record Updated	Aug 19, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13130 DRAPER RD CLEAR SPRING MD 217221321, CLEAR SPRING, MD 21722-1321

Mortgage

Document Number	0060380024
Date	Aug 07, 2019
Book Page	006038/000024

Lender

Name	FARM CREDIT SVCS
Type	Funding / Finance Company
Address	MOUNT JOY, PA 17552

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Washington County records · Assessment roll updated August 4, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Washington County
Unified School District	Washington County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$451,300 (+11.37%) Land $116,200 Building $335,100	$451,300 (-) Land $116,200 Building $335,100
2025	$4,256.00 (+39.45%)	$405,233 (+47.9%)	$451,300 (+64.71%) Land $116,200 Building $335,100
2024	$3,052.00 (+7.13%)
2023	$2,849.00 Homeowner's exemption	$274,000 Land $77,100 Building $196,900	$274,000 Land $77,100 Building $196,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of August 14, 2017 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2014)
Most Recent Claim	Jun 2014 · other causes

Wildfire

Wildfire Risk	Low lower than 62% of the US · above 76% of Maryland
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Schurz Communications Fiber · Cable	2,300 / 2,300
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Verizon.

Based on FCC filings for 22 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Draper Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures