13126 Draper Rd, Clear Spring, MD 21722 Property Records

Washington County property record for 13126 Draper Rd, Clear Spring, MD 21722

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,792 sqft · built 1966
Lot Size	1.98 acres (86,249 sqft)
Owner	2 Individual Names on File
Last Sale	$150,000 (Aug 2014)
Tax Bill	$3,065 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Dec 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-001303`

Property Details

APN / Parcel Number

Primary APN	`04-001303`
Alternative APN	`001303`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,792 sqft Total Area
Basement Area	1,000 sqft
Finished Basement	1,000 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	86,249 sqft (1.98 acres)
Porch	Slab
Porch Area	128 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	001303
Street Address	13126 DRAPER RD
City	CLEAR SPRING
State	MD
Zip	21722-1321
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	EC
Legal Description	1.98 ACRES 13126 DRAPER ROAD
Legal Subdivision	THOMAS D CHANEY LANDS
Jurisdiction	WASHINGTON MD
Township / Civil Division	4, CLEAR SPRING
Census Block Group	1
Census Block	1016
Census Tract	10600

Owner

Source: Washington County records · APN 04-001303

Assessment roll updated August 4, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	13126 DRAPER RD, CLEAR SPRING, MD 21722-1321
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Date	Document
Feb 02, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Dec 27, 2022	Deed of Trust, Mortgage · Unknown MIDDLETOWN VALLEY BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 07, 2014 · Amount on Record
Deed Sale	Aug 07, 2014 · Amount on Record
Prior Sale	Apr 01, 2013 · Amount on Record
Deed Book / Page	4805 / 227
Transfer Doc	0000024061
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MD
Property Address	13126 DRAPER RD, CLEAR SPRING, MD 21722-1321
Transaction Type	Mortgage
Record Updated	Sep 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0065000373
Date	Feb 02, 2021
Book Page	6500/373

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	283 Months
Due	Sep 01, 2044

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MD
Property Address	13126 DRAPER RD, CLEAR SPRING, MD 21722-1321
Transaction Type	Mortgage
Record Updated	Sep 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13141 DRAPER RD, CLEAR SPRING, MD 21722-1322

Mortgage

Document Number	0071680047
Date	Dec 27, 2022
Book Page	7168/47

Lender

Name	MIDDLETOWN VALLEY BANK
Type	Bank
Address	HAGERSTOWN, MD 21742

Agreement

Type	Unknown
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Washington County records · Assessment roll updated August 4, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Washington County
Unified School District	Washington County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$323,500 (+11.45%) Land $84,800 Building $238,700	$323,500 (-) Land $84,800 Building $238,700
2025	$3,065.00 (+31.71%)	$290,267 (+29.7%)	$323,500 (+44.55%) Land $84,800 Building $238,700
2023	$2,327.00	$223,800 Land $84,800 Building $139,000	$223,800 Land $84,800 Building $139,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of August 14, 2017 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2014)
Most Recent Claim	Jun 2014 · other causes

Wildfire

Wildfire Risk	Low lower than 62% of the US · above 76% of Maryland
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Schurz Communications Fiber · Cable	2,300 / 2,300
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Verizon.

Based on FCC filings for 22 locations within half a mile of this property.

Cell Coverage

5G and 4G LTE (outdoors only)

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