13110 Draper Rd, Clear Spring, MD 21722 Property Records

Washington County property record for 13110 Draper Rd, Clear Spring, MD 21722

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,638 sqft · built 1967
Lot Size	2.4 acres (104,544 sqft)
Owner	2 Individual Names on Record
Last Sale	$72,000 (Jun 1989)
Tax Bill	$3,033 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-001389`

Property Details

APN / Parcel Number

Primary APN	`04-001389`
Alternative APN	`001389`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,638 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	104,544 sqft (2.4 acres)
Garage Type	Detached
Garage Area	1,200 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	001389
Street Address	13110 DRAPER RD
City	CLEAR SPRING
State	MD
Zip	21722-1321
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	EC
Legal Description	2.4 ACRES 13110 DRAPER RD
Jurisdiction	WASHINGTON MD
Township / Civil Division	4, CLEAR SPRING
Census Block Group	1
Census Block	1016
Census Tract	10600

Owner

Source: Washington County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	13110 DRAPER RD, CLEAR SPRING, MD 21722-1321
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY MORTGAGE LLC
Apr 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY MORTGAGE LLC
May 22, 2018	Deed of Trust, Mortgage RELIANCE FIRST CAP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 19, 1989 · Amount on Record
Deed Sale	Jun 19, 1989 · Amount on Record
Prior Sale	Aug 15, 1988 · Amount on Record
Deed Book / Page	918 / 719
Last Transfer Date	Jul 1, 2016
Transfer Doc	0052720455
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MD
Property Address	13110 DRAPER RD, CLEAR SPRING, MD 21722-1321
Transaction Type	Mortgage
Record Updated	Sep 15, 2021
Title Company	TERRAIN TITLE & ESCRIW CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0067500198
Date	Sep 7, 2021
Book Page	6750/198

Lender

Name	COMMUNITY MORTGAGE LLC
Type	Mortgage Company
Address	MOUNT AIRY, MD 21771

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MD
Property Address	13110 DRAPER RD, CLEAR SPRING, MD 21722-1321
Transaction Type	Mortgage
Record Updated	Jun 9, 2021
Title Company	WESTERN TITLE AND ESCROW COMPANY, TERRAIN TITLE & ESCROW CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0065730388
Date	Apr 5, 2021
Book Page	6573/388

Lender

Name	COMMUNITY MORTGAGE LLC
Type	Mortgage Company
Address	MOUNT AIRY, MD 21771

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Feb 1, 2051

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MD
Property Address	13110 DRAPER RD, CLEAR SPRING, MD 21722-1321
Document Number	0057620024
Instrument Date	May 22, 2018
Transaction Type	Mortgage
Record Updated	Jun 11, 2018
Title Company	AMC SETTLEMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	13110 DRAPER RD CLEAR SPRING MD 217221321, CLEAR SPRING, MD 21722-1321

Mortgage

Document Number	0057620024
Date	May 31, 2018
Book Page	005762/000024

Lender

Name	RELIANCE FIRST CAP
Type	Funding / Finance Company
Address	MELVILLE, NY 11747

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 30, 2048

Tax Assessment & Valuation

Source: Washington County assessment roll, as of August 4, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Washington County
Unified School District	Washington County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$317,800 (+10.69%) Land $89,000 Building $228,800	$317,800 (-) Land $89,000 Building $228,800
2025	$3,033.00 (+11.75%)	$287,100 (+27.2%)	$317,800 (+40.81%) Land $89,000 Building $228,800
2024	$2,714.00 (+15.64%)
2023	$2,347.00	$225,700 Land $89,000 Building $136,700	$225,700 Land $89,000 Building $136,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 14, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2014)
Most Recent Claim	Jun 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 76% of Maryland
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Antietam Cable Fiber · Cable	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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