Frederick County property record for 1313 Willow Oak Dr, Frederick, MD 21701
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,924 sqft · built 1994 |
| Lot Size | 0.158 acres (6,877 sqft) |
| Owner | Individual Name on File |
| Last Sale | $301,600 (Mar 2017) |
| Tax Bill | $6,600 (2024) |
| Deeds & Mortgages | May 2026 Line of Credit Sep 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-179067 |
| Primary APN | 02-179067 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,924 sqft Living Area |
| 1st Floor Area | 962 sqft |
| Basement Area | 1,000 sqft |
| Finished Basement | 1,000 sqft |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 6,877 sqft (0.158 acres) |
| Deck Area | 288 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Account Number | 179067 |
|---|---|
| Street Address | 1313 WILLOW OAK DR |
| City | FREDERICK |
| State | MD |
| Zip | 21701-9153 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PND |
| Legal Description | LOT 33 PLAT 2 SEC 10 6877.93 SQ FT FREDERICKTOWNE VILLAGE |
| Legal Subdivision | FREDERICKTOWNE VILLAGE |
| Legal Lot Number | 33 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 2, FREDERICK |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 750805 |
Source: Frederick County records · APN 02-179067
Assessment roll updated August 4, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1313 WILLOW OAK DR, FREDERICK, MD 21701-9153 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 14, 2026 | Deed of Trust, Mortgage · Line of Credit NYMEO FEDERAL CREDIT UNION |
| Sep 02, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NYMEO FCU |
| Sep 02, 2020 | Deed of Trust, Mortgage · Line of Credit NYMEO FCU |
| Mar 20, 2017 | Grant Deed, Transfer · FHA Mortgage PARKSIDE LNDG |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 20, 2017 · Amount on Record |
| Deed Sale | Mar 20, 2017 · Amount on Record |
| Prior Sale | May 05, 2014 · Amount on Record |
| Deed Document Number | 201711722-0001 |
| Deed Book / Page | 11722 / 1 |
| Prior Transfer Date | Feb 10, 2016 |
| Prior Transfer Doc | 0109940296 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | May 14, 2026 |
| Property Address | 1313 WILLOW OAK DR, FREDERICK, MD 21701-9153 |
| Document Number | 1786000444 |
| Book / Page | 17862 / 444 |
| Instrument Date | Jul 29, 2025 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 1313 WILLOW OAK DR, FREDERICK, MD 21701-9153 |
| Document Number | 1786000444, |
|---|---|
| Date | May 14, 2026 |
| Book Page | 17862/444 |
| Name | NYMEO FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 292 Months |
| Due | Sep 01, 2050 |
| Rate | 6.67% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 1313 WILLOW OAK DR, FREDERICK, MD 21701-9153 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0140350460 |
|---|---|
| Date | Sep 02, 2020 |
| Book Page | 14035/460 |
| Name | NYMEO FCU |
|---|---|
| Type | Credit Union |
| Address | FREDERICK, MD 21703 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 1313 WILLOW OAK DR, FREDERICK, MD 21701-9153 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Title Company | SECURITY TTL GUARANTEE CORP |
| Name | Verified Name |
|---|
| Document Number | 0140350477 |
|---|---|
| Date | Sep 02, 2020 |
| Book Page | 14035/477 |
| Name | NYMEO FCU |
|---|---|
| Type | Credit Union |
| Address | FREDERICK, MD 21703 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Sep 01, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Mar 20, 2017 |
| Property Address | 1313 WILLOW OAK DR, FREDERICK, MD 21701-9153 |
| Document Number | 0117220001 |
| Book / Page | 011722 / 000001 |
| Instrument Date | Mar 08, 2017 |
| Transaction Type | Transfer |
| Record Updated | Apr 11, 2017 |
| Title Company | MICHAELS TITLE AND ESCROW LLC, MICHAELS TITLE & ESCROW LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $302.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1313 WILLOW OAK DR FREDERICK MD 217019153, FREDERICK, MD 21701-9153 |
| Document Number | 117220008 |
|---|---|
| Date | Mar 20, 2017 |
| Book Page | 011722/000008 |
| Name | PARKSIDE LNDG |
|---|---|
| Address | SAN FRANCISCO, CA 94103 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 19, 2047 |
Source: Frederick County records · Assessment roll updated August 4, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Municipality | Frederick City |
| Unified School District | Frederick County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $434,700 (+21.26%) Land $110,200 Building $324,500 | $434,700 (-) Land $110,200 Building $324,500 | |
| 2024 | $6,600.00 (+7.26%) | ||
| 2023 | $6,153.00 Homeowner's exemption | $358,500 | $434,700 Land $110,200 Building $324,500 |
Source: FEMA National Flood Hazard Layer as of November 6, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 5 in force |
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026
| Individually Listed | Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Shenandoah Telecommunications Company Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Starlink Satellite | 280 / 30 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Verizon.
Based on FCC filings for 32 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF FREDERICK serves 54,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2019–2021) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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