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1318 Willow Oak Dr, Frederick, MD 21701 Property Records

Frederick County property record for 1318 Willow Oak Dr, Frederick, MD 21701 · Last verified September 2023

Property Summary

Property TypeSingle Family Home
Details3 ba · 1,675 sqft · built 1993
Lot Size0.154 acres (6,747 sqft)
OwnerIndividual Name on File
Last Sale$290,000 (Sep 2017)
Tax Bill$6,074 (2023)
Deeds & MortgagesFeb 2022 Mortgage
Sep 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN02-179210

Property Details

APN / Parcel Number

Primary APN02-179210
Alternative APNs
  • 2179210
  • 179210

Interior

Full Baths3 Baths
Stories2 Stories
Building Area1,675 sqft Total Area
1st Floor Area1,115 sqft
Basement Area420 sqft
Finished Basement420 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1993
Architectural StyleSplit Level
Exterior MaterialWood
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area6,747 sqft (0.154 acres)
PorchOpen Porch
Porch Area10 sqft
Deck Area225 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number179210
Old Parcel Number2179210
Street Address1318 WILLOW OAK DR
CityFREDERICK
StateMD
Zip21701-9152
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 19 PLAT 2 SEC 10 6747.89 SQ FT FREDERICKTOWNE VILLAGE
Legal SubdivisionFREDERICKTOWNE VILLAGE
Legal Lot Number19
JurisdictionFREDERICK MD
Township / Civil Division2, FREDERICK
Census Block Group1
Census Block1010
Census Tract750805

Owner

Source: Frederick County records · APN 02-179210

Assessment roll updated July 1, 2023 · Last verified September 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1318 WILLOW OAK DR, FREDERICK, MD 21701-9152
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 16, 2022Deed of Trust, Mortgage · FHA Mortgage
NATIONSTAR MORTGAGE LLC
Sep 13, 2017Deed, Transfer · FHA Mortgage
FULTON BANK NA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 13, 2017 · Amount on Record
Deed SaleSep 13, 2017 · Amount on Record
Prior SaleJul 21, 2011 · Amount on Record
Deed Document Number0012028151
Deed Book / Page12028 / 151
Record UpdatedJun 07, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address1318 WILLOW OAK DR, FREDERICK, MD 21701-9152
Transaction TypeMortgage
Record UpdatedSep 13, 2023
Title CompanyCOVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address1318 WILLOW OAK DR, FREDERICK, MD 21701-9152

Mortgage

Document Number0157330284
DateFeb 16, 2022
Book Page15733/284
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term307 Months
DueSep 01, 2047

September 2017: Deed, Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateSep 13, 2017
Property Address1318 WILLOW OAK DR, FREDERICK, MD 21701-9152
Document Number0120280151
Book / Page12028 / 0151
Map ReferenceMB46 PL84
Instrument DateAug 10, 2017
Instrument12028-0151
Transaction TypeTransfer
Record UpdatedAug 11, 2022
Title CompanyCAPITOL TITLE INS AGCY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,480.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address1318 WILLOW OAK DR, FREDERICK, MD 21701-9152

Mortgage

Document Number0120280158
DateSep 13, 2017
Instrument12028-0158
Lender
NameFULTON BANK NA
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 01, 2047

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated July 1, 2023 · Last verified September 2023

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
MunicipalityFrederick City
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2023$6,074.00$333,000$393,800 Land $110,200 Building $283,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Frederick County (24021C), updated November 6, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240217508051, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies5 in force

Wildfire

Wildfire RiskLow
above 2% of the US · above 4% of Maryland
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Individually ListedOld National Pike Milestones
listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 32 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Shenandoah Telecommunications CompanyFiber8,000 / 8,000
XfinityCable2,000 / 250
T-Mobile USAFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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