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1310 Willow Oak Dr, Frederick, MD 21701 Property Records

Frederick County property record for 1310 Willow Oak Dr, Frederick, MD 21701

Property Summary

Property TypeSingle Family Home
Details3 ba · 1,433 sqft · built 1992
Lot Size0.187 acres (8,127 sqft)
Owner2 Individual Names on Record
Last Sale$330,000 (Oct 2017)
Tax Bill$7,651 (2025)
Deeds & MortgagesOct 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN02-179172

Property Details

APN / Parcel Number

Primary APN02-179172
Alternative APNs
  • 2179172
  • 179172

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,433 sqft Living Area
Gross Area3,219 sqft
1st Floor Area1,433 sqft
Basement Area1,000 sqft
Finished Basement1,000 sqft

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Architectural StyleSplit Foyer
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area8,127 sqft (0.187 acres)
Garage TypeAttached
Garage Area594 sqft
Parking Spaces2 Parking Spaces
PorchEnclosed Porch
Porch Area192 sqft
Deck Area144 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
SewerMunicipal

Location & Zoning

Account Number179172
Street Address1310 WILLOW OAK DR
CityFREDERICK
StateMD
Zip21701-9152
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePND
Legal DescriptionLOT 23 PLAT 2 SEC 10 8127.69 SQ FT FREDERICKTOWNE VILLAGE
Legal SubdivisionFREDERICKTOWNE VILLAGE SEC 02
Legal Lot Number23
JurisdictionFREDERICK MD
Township / Civil Division2, FREDERICK
Census Block Group1
Census Block1010
Census Tract750805

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually ListedOld National Pike Milestones
listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1310 WILLOW OAK DR, FREDERICK, MD 21701-9152
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 31, 2017 · Amount on Record
Deed SaleOct 31, 2017 · Amount on Record
Prior SaleNov 4, 2002 · Amount on Record
Deed Document Number201712107-0066
Deed Book / Page12107 / 66
Record UpdatedOct 29, 2026

October 2017: Deed, Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateOct 31, 2017
Property Address1310 WILLOW OAK DR, FREDERICK, MD 21701-9152
Document Number0121070066
Book / Page12107 / 0066
Map ReferenceMB46 FO84
Instrument DateOct 17, 2017
Instrument12107-0066
Transaction TypeTransfer
Record UpdatedAug 9, 2021
Title CompanyEXCALIBUR TITLE & ESCROW LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$60.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1310 WILLOW OAK DR, FREDERICK, MD 21701-9152

Mortgage

Document Number121070073
DateOct 31, 2017
Instrument12107-0073
Lender
NameGMH MORTGAGE SERVICES LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2047

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
MunicipalityFrederick City
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$492,567 (+25.28%)$550,700 (+18.81%) Land $155,200 Building $395,500
2025$7,651.00 (+12.28%)
2023$6,814.00 Homeowner's exemption$393,167$463,500 Land $110,400 Building $353,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 90% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF FREDERICK
serves 54,000 people · EPA ID MD0100015
Water SourceSurface water
Last State InspectionJun 2024
Lead1 ppb (2019–2021)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
T-Mobile
Fixed Wireless		100 / 20

May also be available: Glo Fiber, Verizon.

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