1313 Rutledge Rd, Bloomington, IL 61704 Property Records

McLean County property record for 1313 Rutledge Rd, Bloomington, IL 61704

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,468 sqft · built 1967
Lot Size	0.178 acres (7,748 sqft)
Owner	Individual Name on Record
Last Sale	$175,000 (Dec 2023)
Tax Bill	$3,855 (2024)
Deeds & Mortgages	Dec 2023 Sale & Mortgage Jul 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`14-35-427-005`

Property Details

APN / Parcel Number

Primary APN	`14-35-427-005`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,468 sqft Living Area
Gross Area	1,812 sqft
1st Floor Area	1,026 sqft
Basement Area	442 sqft
Finished Basement	442 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Material	Asphalt
Lot Area	7,748 sqft (0.178 acres)
Lot Dimensions	125 ft deep x 62 ft wide
View / Lot	Lake Front
Garage Type	Attached
Garage Area	344 sqft
Parking Spaces	1 Parking Space
Deck Area	384 sqft
Greenhouse	Greenhouse

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1313 RUTLEDGE RD
City	BLOOMINGTON
State	IL
Zip	61704-1322
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	SECOND ADD TO LINCOLNWOOD SUB LOT 108
Legal Range	02E
Legal Township	24N
Legal Section	35
Legal Subdivision	LINCOLNWOOD SUB
Legal Lot Number	108
Jurisdiction	MCLEAN IL
Township / Civil Division	BLOOMINGTON CITY
Census Block Group	2
Census Block	2002
Census Tract	1106

Owner

Source: McLean County records, as of April 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1313 RUTLEDGE RD, BLOOMINGTON, IL 61704-1322
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Dec 7, 2023	Warranty Deed, Transfer · Conventional Mortgage FIRST STATE MORTGAGE SERVICES LLC
Jul 17, 2023	Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC
Apr 16, 2021	Deed of Trust, Mortgage · VA Mortgage NEW PENN FINANCIAL LLC
Nov 9, 2017	Warranty Deed, Transfer · FHA Mortgage MORTGAGE SERVICES III LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 7, 2023 · Amount on Record
Deed Sale	Dec 7, 2023 · Amount on Record
Prior Sale	Nov 9, 2017 · Amount on Record
Deed Document Number	202316685
Record Updated	Oct 29, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Dec 7, 2023
Property Address	1313 RUTLEDGE RD, BLOOMINGTON, IL 61704-1322
Document Number	202300016685
Instrument Date	Nov 29, 2023
Instrument	2023-00016685
Transaction Type	Transfer
Record Updated	Dec 15, 2023
Title Company	NOT AVAILABLE, FTC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$175.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1313 RUTLEDGE RD, BLOOMINGTON, IL 61704-1322

Mortgage

Document Number	202300016686
Date	Dec 7, 2023
Instrument	2023-00016686

Lender

Name	FIRST STATE MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2053

Interest

Rate Type	Fixed Rate
Rate	7.37%
Change Frequency	Monthly

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	1313 RUTLEDGE RD, BLOOMINGTON, IL 61704-1322
Transaction Type	Mortgage
Record Updated	Aug 1, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1313 RUTLEDGE RD, BLOOMINGTON, IL 61704-1322

Mortgage

Document Number	202300009242
Date	Jul 17, 2023
Instrument	2023-00009242

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	TEMPE, AZ 85284

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	292 Months
Due	Nov 1, 2047

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	1313 RUTLEDGE RD, BLOOMINGTON, IL 61704-1322
Transaction Type	Mortgage
Record Updated	Jul 11, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100008920
Date	Apr 16, 2021
Instrument	2021-00008920

Lender

Name	NEW PENN FINANCIAL LLC
Type	Mortgage Company
Address	TEMPE, AZ 85284

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	319 Months
Due	Nov 1, 2047

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Nov 9, 2017
Property Address	1313 RUTLEDGE RD, BLOOMINGTON, IL 61704-1322
Document Number	201700020272
Instrument Date	Oct 31, 2017
Instrument	2017-00020272
Transaction Type	Transfer
Record Updated	Jul 11, 2023
Title Company	FRONTIER TITLE COMPANY, FRONTIER TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$184.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1313 RUTLEDGE RD, BLOOMINGTON, IL 61704-1322

Mortgage

Document Number	201700020273
Date	Nov 9, 2017
Instrument	2017-00020273

Lender

Name	MORTGAGE SERVICES III LLC
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bloomington City
County	McLean County
County Subdivision	Bloomington City Township
Unified School District	Bloomington School District 87 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$61,619 (+36.66%) Land $11,727 Building $49,892	$184,857 (+36.66%) Land $35,181 Building $149,676
2024	$3,855.00 (+35.31%)
2023	$2,849.00 (+11.9%)	$45,090 (+7.32%) Land $8,582 Building $36,508	$135,270 (+7.32%) Land $25,746 Building $109,524
2022	$2,546.00	$42,015 Land $7,997 Building $34,018	$126,045 Land $23,991 Building $102,054

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMINGTON serves 79,000 people · EPA ID IL1130200
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 584 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
Watch TV Fixed Wireless	100 / 20

May also be available: Frontier, Nextlink, Pavlov Media, T-Mobile.

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