1312 Rutledge Rd, Bloomington, IL 61704 Property Records

McLean County property record for 1312 Rutledge Rd, Bloomington, IL 61704

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,648 sqft · built 1967
Lot Size	0.178 acres (7,748 sqft)
Owner	2 Individual Names on Record
Last Sale	$215,000 (Mar 2025)
Tax Bill	$3,499 (2024)
Deeds & Mortgages	Jun 2021 Mortgage Jul 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-35-426-007`

Property Details

APN / Parcel Number

Primary APN	`14-35-426-007`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,648 sqft Living Area
Gross Area	2,137 sqft
1st Floor Area	1,206 sqft
Basement Area	633 sqft
Finished Basement	442 sqft
Unfinished Basement	191 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	7,748 sqft (0.178 acres)
Lot Dimensions	125 ft deep x 62 ft wide
View / Lot	Lake Front
Garage Type	Attached
Garage Area	298 sqft
Parking Spaces	1 Parking Space
Greenhouse	Greenhouse

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1312 RUTLEDGE RD
City	BLOOMINGTON
State	IL
Zip	61704-1321
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	SECOND ADD TO LINCOLNWOOD SUB LOT 96
Legal Range	02E
Legal Township	24N
Legal Section	35
Legal Subdivision	LINCOLNWOOD SUB
Legal Lot Number	96
Jurisdiction	MCLEAN IL
Township / Civil Division	BLOOMINGTON CITY
Census Block Group	2
Census Block	2000
Census Tract	1106

Owner

Source: McLean County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1312 RUTLEDGE RD, BLOOMINGTON, IL 61704-1321
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2021	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jul 12, 2018	Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 13, 2025 · Amount on Record
Deed Sale	Mar 13, 2025 · Amount on Record
Prior Sale	May 23, 2014 · Amount on Record
Deed Document Number	20253196
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	1312 RUTLEDGE RD, BLOOMINGTON, IL 61704-1321
Transaction Type	Mortgage
Record Updated	Jul 5, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100014963
Date	Jun 24, 2021
Instrument	2021-00014963

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Jul 1, 2046

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	1312 RUTLEDGE RD, BLOOMINGTON, IL 61704-1321
Transaction Type	Mortgage
Record Updated	Aug 3, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201800011138
Date	Jul 12, 2018
Instrument	2018-00011138

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	FORT MILL, SC 29715

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	333 Months
Due	Apr 1, 2046

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bloomington City
County	McLean County
County Subdivision	Bloomington City Township
Unified School District	Bloomington School District 87 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$56,554 (+36.66%) Land $11,727 Building $44,827	$169,662 (+36.66%) Land $35,181 Building $134,481
2024	$3,499.00 (+18.33%)
2023	$2,957.00	$41,384 Land $8,582 Building $32,802	$124,152 Land $25,746 Building $98,406

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMINGTON serves 79,000 people · EPA ID IL1130200
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 584 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
Watch TV Fixed Wireless	100 / 20

May also be available: Frontier, Nextlink, Pavlov Media, T-Mobile.

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