1310 Rutledge Rd, Bloomington, IL 61704 Property Records

McLean County property record for 1310 Rutledge Rd, Bloomington, IL 61704

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,505 sqft · built 1967
Lot Size	0.178 acres (7,748 sqft)
Owner	2 Individual Names on Record
Last Sale	$118,000 (Jan 2018)
Tax Bill	$3,662 (2024)
Deeds & Mortgages	Feb 2021 Mortgage Jan 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-35-426-008`

Property Details

APN / Parcel Number

Primary APN	`14-35-426-008`

Interior

Full Baths	1 Bath
Building Area	1,505 sqft Living Area
Gross Area	1,825 sqft
1st Floor Area	1,005 sqft
Basement Area	500 sqft
Finished Basement	500 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Architectural Style	Bi-Level
Exterior Material	Wood Siding
Foundation Type	Block
Roof Material	Asphalt
Lot Area	7,748 sqft (0.178 acres)
Lot Dimensions	125 ft deep x 62 ft wide
View / Lot	Lake Front
Garage Type	Attached
Garage Area	320 sqft
Parking Spaces	1 Parking Space
Greenhouse	Greenhouse

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1310 RUTLEDGE RD
City	BLOOMINGTON
State	IL
Zip	61704-2306
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	SECOND ADD TO LINCOLNWOOD SUB LOT 97
Legal Range	02E
Legal Township	24N
Legal Section	35
Legal Subdivision	LINCOLNWOOD SUB
Legal Lot Number	97
Jurisdiction	MCLEAN IL
Township / Civil Division	BLOOMINGTON CITY
Census Block Group	2
Census Block	2000
Census Tract	1106

Owner

Source: McLean County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1310 RUTLEDGE RD, BLOOMINGTON, IL 61704-2306
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage HEARTLAND BANK & TRUST CO
Jan 12, 2018	Warranty Deed, Transfer · ARM BUSEY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 12, 2018 · Amount on Record
Deed Sale	Jan 12, 2018 · Amount on Record
Prior Sale	Jun 27, 2005 · Amount on Record
Deed Document Number	2018905
Prior Transfer Date	Jan 25, 2017
Prior Transfer Doc	0000000905
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	1310 RUTLEDGE RD, BLOOMINGTON, IL 61704-2306
Transaction Type	Mortgage
Record Updated	Aug 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100003835
Date	Feb 18, 2021
Instrument	2021-00003835

Lender

Name	HEARTLAND BANK & TRUST CO
Type	Bank
Address	BLOOMINGTON, IL 61704

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Jan 12, 2018
Property Address	1310 RUTLEDGE RD, BLOOMINGTON, IL 61704-2306
Document Number	201800000905
Instrument Date	Jan 25, 2017
Instrument	2018-00000905
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$177.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1325 S MAIN ST, FOND DU LAC, WI 54935-6114

Mortgage

Document Number	201800000906
Date	Jan 12, 2018
Instrument	2018-00000906

Lender

Name	BUSEY BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Type Change Date	Jan 1, 2023
Change Frequency	Annually
Min Rate At Change	3.25%
Max Rate At Change	6.75%
Index	1-Year LIBOR
Max Rate	9.75%

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bloomington City
County	McLean County
County Subdivision	Bloomington City Township
Unified School District	Bloomington School District 87 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$58,872 (+36.65%) Land $11,727 Building $47,145	$176,616 (+36.65%) Land $35,181 Building $141,435
2024	$3,662.00 (+18.17%)
2023	$3,099.00	$43,081 Land $8,582 Building $34,499	$129,243 Land $25,746 Building $103,497

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMINGTON serves 79,000 people · EPA ID IL1130200
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 584 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
Watch TV Fixed Wireless	100 / 20

May also be available: Frontier, Nextlink, Pavlov Media, T-Mobile.

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