1313 Cromey Rd NE, Palm Bay, FL 32905 Property Records

Brevard County property record for 1313 Cromey Rd NE, Palm Bay, FL 32905

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,176 sqft · built 1977
Lot Size	0.27 acres (11,761 sqft)
Owner	Individual Name on File
Last Sale	$250,000 (Aug 2026)
Tax Bill	$2,943 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Dec 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`28-37-21-KY-32-6`

Property Details

APN / Parcel Number

Primary APN	`28-37-21-KY-32-6`
Alternative APNs	`28-37-21-KY-00032.0-0006.00` `2830434`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,176 sqft Living Area
Gross Area	1,638 sqft
1st Floor Area	1,176 sqft

Exterior

Year Built	Built 1977
Effective Year Built	Effective 2002
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	11,761 sqft (0.27 acres)
Lot Dimensions	125 ft deep x 93 ft wide
Garage Type	Attached
Garage Area	273 sqft
Porch	Florida Room
Porch Area	189 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2830434
Street Address	1313 CROMEY RD NE
City	PALM BAY
State	FL
Zip	32905-3809
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS2
Legal Description	PORT MALABAR COUNTRY CLUB UNIT 4 LOT 6 BLK 32
Legal Range	37E
Legal Township	28S
Legal Section	21
Legal Subdivision	PORT MALABAR COUNTRY CLUB UNIT 4
Legal Block	32
Legal Lot Number	6
Legal Unit	4
Jurisdiction	BREVARD FL
Township / Civil Division	PALM BAY
Census Block Group	2
Census Block	2006
Census Tract	65131

Owner

1313 Cromey Rd NE is owned and occupied by an individual who bought it in August 2026.

Source: Brevard County records, as of August 26, 2026

Owner of Record	Individual Name on File
Mailing Address	1313 CROMEY RD NE, PALM BAY, FL 32905-3809
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2026	Warranty Deed, Transfer · FHA Mortgage NEIGHBORHOOD LOANS
Dec 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage THE MORTGAGE FIRM INC
May 10, 2019	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE FIRM
Apr 30, 2018	Warranty Deed, Transfer · FHA Mortgage TIAA FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 11, 2026 · Amount on File
Deed Sale	Aug 11, 2026 · Amount on File
Prior Sale	May 10, 2019 · Amount on File
Deed Document Number	2026163513
Deed Book / Page	10698 / 2809
Prior Transfer Date	Sep 17, 2003
Prior Transfer Doc	0000297707
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Aug 11, 2026
Property Address	1313 CROMEY RD NE, PALM BAY, FL 32905-3809
Document Number	0000163513
Book / Page	10698 / 2809
Instrument Date	Jul 31, 2026
Instrument	2026163513
Transaction Type	Transfer
Record Updated	Aug 26, 2026
Title Company	DOCKSIDE TITLE LLC, DOCKSIDE TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$176,750.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1313 CROMEY RD NE, PALM BAY, FL 32905-3809

Mortgage

Document Number	0000163515,
Date	Aug 11, 2026
Instrument	2026163515

Lender

Name	NEIGHBORHOOD LOANS

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Max Rate	-1%

Mortgage

Document Number	0000163517,
Date	Aug 11, 2026
Book Page	10698/2828
Instrument	2026163517

Lender

Name	CA HSNG FINANCIAL

Agreement

Amount	Amount on Record

Interest

Max Rate	-1%

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	1313 CROMEY RD NE, PALM BAY, FL 32905-3809
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	235 E 650 N, BOUNTIFUL, UT 84010-4658

Mortgage

Document Number	0089582786
Date	Dec 21, 2020
Book Page	8958/2786
Instrument	2020286369

Lender

Name	THE MORTGAGE FIRM INC
Type	Mortgage Company
Address	ALTAMONTE SPRINGS, FL 32714

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	May 10, 2019
Property Address	1313 CROMEY RD NE, PALM BAY, FL 32905-3809
Document Number	0084361004
Book / Page	008436 / 001004
Instrument Date	May 10, 2019
Instrument	100756
Transaction Type	Transfer
Record Updated	Jul 1, 2019
Title Company	FLORIDA TITLE AND GUARANTEE AGENCY, FLORIDA TITLE & GNTE AGCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,050.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1313 CROMEY RD NE PALM BAY FL 329053809, PALM BAY, FL 32905-3809

Mortgage

Document Number	84361006
Date	May 10, 2019
Book Page	008436/001006
Instrument	100757

Lender

Name	MORTGAGE FIRM
Type	Mortgage Company
Address	ALTAMONTE SPRINGS, FL 32714

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 9, 2049

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Apr 30, 2018
Property Address	1313 CROMEY RD NE, PALM BAY, FL 32905-3809
Document Number	0081511710
Book / Page	008151 / 001710
Instrument Date	Apr 27, 2018
Instrument	95845
Transaction Type	Transfer
Record Updated	May 15, 2018
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$896.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1313 CROMEY RD NE PALM BAY FL 329053809, PALM BAY, FL 32905-3809

Mortgage

Document Number	81511712
Date	Apr 30, 2018
Book Page	008151/001712
Instrument	95846

Lender

Name	TIAA FSB
Address	JACKSONVILLE, FL 32202

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 29, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1313 Cromey Rd NE was $2,943 with a homeowner's exemption.

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Municipality	Palm Bay City
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$184,770 (-7.28%)	$184,770 (-7.76%)
2025	$2,943.00 Homeowner's exemption	$199,270	$200,310
2023	$2,802.00 (+3.85%) Homeowner's exemption	$188,020 (+3%)	$199,960 (+9.54%) Land $55,000 Building $144,960
2022	$2,698.00 Homeowner's exemption	$182,550 Land $50,000 Building $132,550	$182,550 Land $50,000 Building $132,550

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1313 Cromey Rd NE in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1313 Cromey Rd NE is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALM BAY serves 140,750 people · EPA ID FL3050442
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 334 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: Wire 3.

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