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  5. Cromey Rd NE

1324 Cromey Rd NE, Palm Bay, FL 32905 Property Records

Brevard County property record for 1324 Cromey Rd NE, Palm Bay, FL 32905

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,286 sqft · built 1975
Lot Size0.28 acres (12,197 sqft)
Owner2 Individual Names on File
Last Sale$149,500 (Feb 2005)
Tax Bill$1,745 (2025)
Deeds & MortgagesMay 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN28-37-21-KY-24-12

Property Details

APN / Parcel Number

Primary APN28-37-21-KY-24-12
Alternative APNs
  • 28-37-21-KY-00024.0-0012.00
  • 2830295

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,286 sqft Living Area
Gross Area2,032 sqft
1st Floor Area1,286 sqft

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 2000
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area12,197 sqft (0.28 acres)
Lot Dimensions125 ft deep x 96 ft wide
Garage TypeCarport
Garage Area288 sqft
CarportCarport
Carport Area288 sqft
PorchEnclosed/Unfinished Porch
Porch Area359 sqft
Utility Building99 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number2830295
Street Address1324 CROMEY RD NE
CityPALM BAY
StateFL
Zip32905-3810
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS2
Legal DescriptionPORT MALABAR COUNTRY CLUB UNIT 4 LOT 12 BLK 24
Legal Range37E
Legal Township28S
Legal Section21
Legal SubdivisionPORT MALABAR COUNTRY CLUB UNIT 4
Legal Block24
Legal Lot Number12
Legal Unit4
JurisdictionBREVARD FL
Township / Civil DivisionPALM BAY
Census Block Group2
Census Block2010
Census Tract65131

Owner

1324 Cromey Rd NE is owned and occupied by two individuals who acquired it in December 2024.

Source: Brevard County records, as of September 10, 2026

Owner of Record2 Individual Names on File
Mailing Address1324 CROMEY RD NE, PALM BAY, FL 32905-3810
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 14, 2005 · Amount on File
Deed SaleFeb 14, 2005 · Amount on File
Prior SaleMar 5, 2003 · Amount on File
Deed Document Number200549658
Deed Book / Page5421 / 8534
Last Transfer DateDec 4, 2024
Transfer Doc0102210705
Record UpdatedOct 29, 2026

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBREVARD FL
Property Address1324 CROMEY RD NE, PALM BAY, FL 32905-3810
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0084392589
DateMay 15, 2019
Book Page8439/2589
Instrument2019104623
Lender
NameSYNERGY ONE LENDING
TypeLending Institution
AddressLOMBARD, IL 60148
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMay 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1324 Cromey Rd NE was $1,745 with a homeowner's exemption, up 2.9% from the year before.

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBrevard County
MunicipalityPalm Bay City
Unified School DistrictBrevard County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$136,520 (+2.69%)$194,100 (-6.18%)
2025$1,745.00 (+2.89%)$132,940$206,890
2024$1,696.00 (+3.1%)
2023$1,645.00 (+5.18%) Homeowner's exemption$125,440 (+3%)$208,630 (+8.71%) Land $55,000 Building $153,630
2022$1,564.00 Homeowner's exemption$121,790$191,910 Land $50,000 Building $141,910

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1324 Cromey Rd NE in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1324 Cromey Rd NE is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PALM BAY
serves 140,750 people · EPA ID FL3050442
Water SourceGroundwater
Last State InspectionAug 2024
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jan 2023
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 334 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
AT&T
DSL		100 / 20

May also be available: Wire 3.

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