Orange County property record for 13127 Moro Ct, Winter Garden, FL 34787
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,139 sqft · built 2010 |
| Lot Size | 0.149 acres (6,472 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $352,000 (Jan 2021) |
| Tax Bill | $6,398 (2025) |
| Deeds & Mortgages | Jan 2021 Sale & Mortgage Sep 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 35-22-27-3231-00-580 |
| Primary APN | 35-22-27-3231-00-580 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,139 sqft Living Area |
| Gross Area | 2,903 sqft |
| 1st Floor Area | 1,040 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,472 sqft (0.149 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 150 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 13127 MORO CT |
|---|---|
| City | WINTER GARDEN |
| State | FL |
| Zip | 34787-5016 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | GROVE PARK AT STONE CREST 66/46 LOT 58 |
| Legal Range | 27E |
| Legal Township | 22S |
| Legal Section | 35 |
| Legal Subdivision | GROVE PARK AT STONE CREST |
| Legal Tract | 3231 |
| Legal Lot Number | 58 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | SOUTHWEST ORANGE |
| Census Block Group | 1 |
| Census Block | 1033 |
| Census Tract | 17118 |
Source: Orange County records, as of May 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 13127 MORO CT, WINTER GARDEN, FL 34787-5016 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 29, 2021 | Warranty Deed, Transfer · Conventional Mortgage TOTAL MORTGAGE SERVICES LLC |
| Sep 26, 2017 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 29, 2021 · Amount on Record |
| Deed Sale | Jan 29, 2021 · Amount on Record |
| Prior Sale | Jun 1, 2010 · Amount on Record |
| Deed Document Number | 202156373 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Jan 29, 2021 |
| Property Address | 13127 MORO CT, WINTER GARDEN, FL 34787-5016 |
| Document Number | 0000056373 |
| Map Reference | MB 66 PG 46-49 |
| Instrument Date | Jan 27, 2021 |
| Instrument | 20210056373 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2022 |
| Title Company | SECURITY NATIONAL T&E LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,464.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6752 BRIDGEWATER VILLAGE RD, 6752, WINDERMERE, FL 34786-7386 |
| Name | Verified Name |
|---|---|
| Address | 13127 MORO CT, WINTER GARDEN, FL 34787-5016 |
| Document Number | 0000056374 |
|---|---|
| Date | Jan 29, 2021 |
| Instrument | 20210056374 |
| Name | TOTAL MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 13127 MORO CT, WINTER GARDEN, FL 34787-5016 |
| Document Number | 0000545327 |
| Instrument Date | Sep 26, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2017 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 13127 MORO CT WINTER GARDEN FL 347875016, WINTER GARDEN, FL 34787-5016 |
| Document Number | 0000545327 |
|---|---|
| Date | Oct 5, 2017 |
| Instrument | 545327 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 4, 2047 |
Source: Orange County assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Municipality | Winter Garden City |
| Unified School District | Orange County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $442,820 (+2.22%) Land $120,000 Building $322,820 | $442,820 (-1.13%) Land $120,000 Building $322,820 | |
| 2025 | $6,398.00 (+5.25%) Homeowner's exemption | $433,198 (+5.99%) | $447,890 (+9.58%) Land $120,000 Building $327,890 |
| 2024 | $6,079.00 (+3.61%) | ||
| 2023 | $5,867.00 (+11.37%) Homeowner's exemption | $408,727 (+23.89%) Land $120,000 Building $288,727 | $408,727 (+23.89%) Land $120,000 Building $288,727 |
| 2022 | $5,268.00 | $329,918 Land $87,500 Building $242,418 | $329,918 Land $87,500 Building $242,418 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 36 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 36 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER GARDEN WATER DEPT (3 WPS) serves 72,205 people · EPA ID FL3481481 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| CenturyLink DSL · Fiber in parts of the area | 140 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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