Orange County property record for 13115 Moro Ct, Winter Garden, FL 34787
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,316 sqft · built 2007 |
| Lot Size | 0.148 acres (6,466 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $340,000 (Jun 2019) |
| Tax Bill | $2,103 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit Jun 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 35-22-27-3231-00-600 |
| Primary APN | 35-22-27-3231-00-600 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,316 sqft Living Area |
| Gross Area | 3,154 sqft |
| 1st Floor Area | 1,152 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,466 sqft (0.148 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 213 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 13115 MORO CT |
|---|---|
| City | WINTER GARDEN |
| State | FL |
| Zip | 34787-5016 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | GROVE PARK AT STONE CREST 66/46 LOT 60 |
| Legal Range | 27E |
| Legal Township | 22S |
| Legal Section | 35 |
| Legal Subdivision | GROVE PARK AT STONE CREST |
| Legal Tract | 3231 |
| Legal Lot Number | 60 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | SOUTHWEST ORANGE |
| Census Block Group | 1 |
| Census Block | 1033 |
| Census Tract | 17118 |
Source: Orange County records, as of July 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 13115 MORO CT, WINTER GARDEN, FL 34787-5016 |
| Owner Type | Company |
| Vesting | Life Tenant |
| Date | Document |
|---|---|
| Jul 14, 2026 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Jun 19, 2019 | Warranty Deed, Transfer · Conventional Mortgage BANKERS MORTGAGE LENDING INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 19, 2019 · Amount on Record |
| Deed Sale | Jun 19, 2019 · Amount on Record |
| Prior Sale | Jan 8, 2008 · Amount on Record |
| Deed Document Number | 2019375422 |
| Last Transfer Date | Jun 10, 2025 |
| Transfer Doc | 0000339616 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Jul 14, 2026 |
| Property Address | 13115 MORO CT, WINTER GARDEN, FL 34787-5016 |
| Document Number | 0000389048 |
| Instrument Date | Jul 8, 2026 |
| Instrument | 2026389048 |
| Transaction Type | Mortgage |
| Record Updated | Jul 24, 2026 |
| Title Company | SIMPLE TITLE, SIMPLIFILE |
| Name | Verified Name |
|---|---|
| Relationship | Family Living Trust, 220 |
| Address | 13115 MORO CT, WINTER GARDEN, FL 34787-5016 |
| Document Number | 0000389048, |
|---|---|
| Date | Jul 14, 2026 |
| Instrument | 2026389048 |
| Name | BANK OF AMERICA |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 8, 2056 |
| Rate | 6.52% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Jun 19, 2019 |
| Property Address | 13115 MORO CT, WINTER GARDEN, FL 34787-5016 |
| Document Number | 0000375422 |
| Map Reference | MB 66 PG 46-49 |
| Instrument Date | May 31, 2019 |
| Instrument | 20190375422 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2022 |
| Title Company | THE CLOSING AGENT LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,380.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 615 E LAKESHORE DRIVE, 615, ORLANDO, FL 32819 |
| Name | Verified Name |
|---|---|
| Address | 13115 MORO CT, WINTER GARDEN, FL 34787-5016 |
| Document Number | 0000375423 |
|---|---|
| Date | Jun 19, 2019 |
| Instrument | 20190375423 |
| Name | BANKERS MORTGAGE LENDING INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2049 |
Source: Orange County assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Municipality | Winter Garden City |
| Unified School District | Orange County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $174,241 (+2.7%) | $457,280 (-1.16%) Land $120,000 Building $337,280 | |
| 2025 | $2,103.00 (+5.47%) Homeowner's exemption | $169,660 (+5.99%) | $462,670 (+9.68%) Land $120,000 Building $342,670 |
| 2024 | $1,994.00 (+4.34%) | ||
| 2023 | $1,911.00 (+3.63%) Homeowner's exemption | $160,077 (+3%) | $421,822 (+23.7%) Land $120,000 Building $301,822 |
| 2022 | $1,844.00 Homeowner's exemption | $155,415 | $340,992 Land $87,500 Building $253,492 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 36 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 36 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER GARDEN WATER DEPT (3 WPS) serves 72,205 people · EPA ID FL3481481 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| CenturyLink DSL · Fiber in parts of the area | 140 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures