Orange County property record for 13150 Moro Ct, Winter Garden, FL 34787 · Last verified May 2026
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 3,173 sqft · built 2007 |
| Lot Size | 0.144 acres (6,254 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $630,000 (Apr 2026) |
| Tax Bill | $4,845 (2025) |
| Deeds & Mortgages | May 2021 Line of Credit Jun 2022 Second Mortgage + 7 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 35-22-27-3231-00-430 |
| Primary APN | 35-22-27-3231-00-430 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 3,173 sqft Living Area |
| Gross Area | 4,089 sqft |
| 1st Floor Area | 1,534 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,254 sqft (0.144 acres) |
| Garage Type | Attached |
| Garage Area | 426 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 147 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 13150 MORO CT |
|---|---|
| City | WINTER GARDEN |
| State | FL |
| Zip | 34787-5016 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GROVE PARK AT STONE CREST 66/46 LOT 43 |
| Legal Range | 27E |
| Legal Township | 22S |
| Legal Section | 35 |
| Legal Subdivision | GROVE PARK AT STONE CREST |
| Legal Tract | 3231 |
| Legal Lot Number | 43 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | SOUTHWEST ORANGE |
| Census Block Group | 1 |
| Census Block | 1033 |
| Census Tract | 17118 |
Source: Orange County records · APN 35-22-27-3231-00-430
Assessment roll updated April 30, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 13150 MORO CT, WINTER GARDEN, FL 34787-5016 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| May 04, 2021 | Deed of Trust, Mortgage · Line of Credit ADDITION FINANCIAL CU |
| Jun 17, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage POINT DIGITAL FINANCE INC |
| Nov 09, 2022 | Deed of Trust, Mortgage · Construction Mortgage UNLOCK PARTNERSHIP SOLUTIONS INC |
| Aug 17, 2023 | Deed of Trust, Mortgage · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Nov 03, 2023 | Deed of Trust, Mortgage · Construction Mortgage UNLOCK PARTNERSHIP SOLUTIONS INC |
| Jul 30, 2024 | Deed of Trust, Mortgage · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Apr 20, 2026 | Warranty Deed, Transfer · Conventional Mortgage PARTNERS FEDERAL CREDIT UNION |
| Jan 12, 2022 | Intrafamily Transfer, Transfer · Stand-Alone Refinance POINT DIGITAL FINANCE INC |
| Jan 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ADDITION FIN'L CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 20, 2026 · Amount on Record |
| Deed Sale | Apr 20, 2026 · Amount on Record |
| Prior Sale | Feb 14, 2014 · Amount on Record |
| Deed Document Number | 2026222704 |
| Prior Transfer Date | Jan 04, 2022 |
| Prior Transfer Doc | 0000029976 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 13150 MORO CT, WINTER GARDEN, FL 34787-5016 |
| Transaction Type | Mortgage |
| Record Updated | Jun 08, 2026 |
| Title Company | PRIMERA TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 13150 MORO CT, WINTER GARDEN, FL 34787-5016 |
| Document Number | 0000269599 |
|---|---|
| Date | May 04, 2021 |
| Instrument | 20210269599 |
| Name | ADDITION FINANCIAL CU |
|---|---|
| Type | Credit Union |
| Address | LAKE MARY, FL 32746 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 13150 MORO CT, WINTER GARDEN, FL 34787-5016 |
| Transaction Type | Mortgage |
| Record Updated | Jun 08, 2026 |
| Name | Verified Name |
|---|---|
| Address | 13150 MORO CT, WINTER GARDEN, FL 34787-5016 |
| Document Number | 0000380753 |
|---|---|
| Date | Jun 17, 2022 |
| Instrument | 20220380753 |
| Name | POINT DIGITAL FINANCE INC |
|---|---|
| Type | Mortgage Company |
| Address | PALO ALTO, CA 94301 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 13150 MORO CT, WINTER GARDEN, FL 34787-5016 |
| Transaction Type | Mortgage |
| Record Updated | Jun 08, 2026 |
| Name | Verified Name |
|---|---|
| Address | 13150 MORO CT, WINTER GARDEN, FL 34787-5016 |
| Document Number | 0000683014 |
|---|---|
| Date | Nov 09, 2022 |
| Instrument | 20220683014 |
| Name | UNLOCK PARTNERSHIP SOLUTIONS INC |
|---|---|
| Type | Non-Lending Institution |
| Address | NEW YORK, NY 10016 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 13150 MORO CT, WINTER GARDEN, FL 34787-5016 |
| Transaction Type | Mortgage |
| Record Updated | Jun 08, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 13150 MORO CT, WINTER GARDEN, FL 34787-5016 |
| Document Number | 0000469130 |
|---|---|
| Date | Aug 17, 2023 |
| Instrument | 20230469130 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | CLEVELAND, OH 44114 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 331 Months |
| Due | Mar 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 13150 MORO CT, WINTER GARDEN, FL 34787-5016 |
| Transaction Type | Mortgage |
| Record Updated | Jun 08, 2026 |
| Name | Verified Name |
|---|---|
| Address | 13150 MORO CT, WINTER GARDEN, FL 34787-5016 |
| Document Number | 0000641916 |
|---|---|
| Date | Nov 03, 2023 |
| Instrument | 20230641916 |
| Name | UNLOCK PARTNERSHIP SOLUTIONS INC |
|---|---|
| Type | Non-Lending Institution |
| Address | NEW YORK, NY 10016 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 13150 MORO CT, WINTER GARDEN, FL 34787-5016 |
| Transaction Type | Mortgage |
| Record Updated | Jun 08, 2026 |
| Name | Verified Name |
|---|---|
| Address | 13150 MORO CT, WINTER GARDEN, FL 34787-5016 |
| Document Number | 0000438907 |
|---|---|
| Date | Jul 30, 2024 |
| Instrument | 20240438907 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Apr 20, 2026 |
| Property Address | 13150 MORO CT, WINTER GARDEN, FL 34787-5016 |
| Document Number | 0000222704 |
| Instrument Date | Apr 15, 2026 |
| Instrument | 2026.222704 |
| Transaction Type | Transfer |
| Record Updated | Apr 29, 2026 |
| Title Company | LANDTRUST TITLE/ CTRL FLORIDA LLC, LANDTRUST TITLE OF CENTRAL FLO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $445,410.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Trust |
| Address | 13150 MORO CT, WINTER GARDEN, FL 34787-5016 |
| Document Number | 0000222705, |
|---|---|
| Date | Apr 20, 2026 |
| Instrument | 2026..222705 |
| Name | PARTNERS FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 01, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.43% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Jan 12, 2022 |
| Property Address | 13150 MORO CT, WINTER GARDEN, FL 34787-5016 |
| Document Number | 0000029976 |
| Map Reference | MB 66 PG 46-49 |
| Instrument Date | Jan 04, 2022 |
| Instrument | 20220029976 |
| Transaction Type | Transfer |
| Record Updated | Aug 01, 2022 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 13150 MORO CT, WINTER GARDEN, FL 34787-5016 |
| Document Number | 0000029977 |
|---|---|
| Date | Jan 12, 2022 |
| Instrument | 20220029977 |
| Name | POINT DIGITAL FINANCE INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 04, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 13150 MORO CT, WINTER GARDEN, FL 34787-5016 |
| Document Number | 0000044532 |
| Instrument Date | Jan 15, 2021 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2021 |
| Title Company | PRIMERA TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 13150 MORO CT WINTER GARDEN FL 347875016, WINTER GARDEN, FL 34787-5016 |
| Document Number | 0000044532 |
|---|---|
| Date | Jan 25, 2021 |
| Instrument | 44532 |
| Name | ADDITION FIN'L CU |
|---|---|
| Address | LAKE MARY, FL 32746 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jan 24, 2031 |
Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Municipality | Winter Garden City |
| Unified School District | Orange County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $347,022 (+2.7%) | $560,330 (-1.24%) Land $120,000 Building $440,330 | |
| 2025 | $4,845.00 (+5.28%) Homeowner's exemption | $337,899 (+5.99%) | $567,380 (+11.51%) Land $120,000 Building $447,380 |
| 2024 | $4,602.00 (+3.72%) | ||
| 2023 | $4,437.00 (+3.07%) Homeowner's exemption | $318,812 (+3%) | $508,830 (+22.89%) Land $120,000 Building $388,830 |
| 2022 | $4,305.00 Homeowner's exemption | $309,526 | $414,039 Land $87,500 Building $326,539 |
Source: FEMA National Flood Hazard Layer, Orange County (12095C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120950171181, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 36 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 36 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2024, rainfall accumulation, Hurricane Milton |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 345 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| Lumen Technologies | DSL | 140 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: AT&T, Lumen Technologies, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.
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