12245 Gilbert Rd, Riley (Memphis), MI 48041 Property Records

St. Clair County property record for 12245 Gilbert Rd, Riley, MI 48041

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,088 sqft · built 1969
Lot Size	18.1 acres (791,921 sqft)
Owner	2 Individual Names on Record
Last Sale	$711,500 (Jun 2025)
Tax Bill	$4,689 (2025)
Deeds & Mortgages	May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`74-29-028-4002-100`

Property Details

APN / Parcel Number

Primary APN	`74-29-028-4002-100`

Interior

Full Baths	3 Baths
Half Baths	2 Half Baths
Building Area	3,088 sqft Living Area
1st Floor Area	2,064 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Lot Area	791,921 sqft (18.1 acres)
Garage Area	4,224 sqft
Parking Spaces	7 Parking Spaces
Total Buildings	4 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Street Address	12245 GILBERT RD
City	RILEY
State	MI
Zip	48041-3618
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Description	E 400' OF FOLL DESC: NE 1/4 OF SW 1/4 & N 1/2 OF SE 1/4 OF SW 1/4 SECTION 28 T6N R14E 18.18 A
Legal Range	14E
Legal Township	06N
Legal Section	28
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	RILEY
Census Block Group	1
Census Block	1072
Census Tract	658500

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	65589 MOUND RD, WASHINGTON, MI 48095-1701
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 11, 2025 · Amount on Record
Deed Sale	Jun 11, 2025 · Amount on Record
Prior Sale	Feb 3, 2014 · Amount on Record
Deed Document Number	202510986
Deed Book / Page	5821 / 618
Prior Transfer Date	Jan 14, 2014
Prior Transfer Doc	004479/131
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	12245 GILBERT RD, RILEY, MI 48041-3618
Document Number	0051990614
Instrument Date	May 15, 2020
Transaction Type	Mortgage
Record Updated	Jul 1, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12245 GILBERT RD RILEY MI 480413618, RILEY, MI 48041-3618

Mortgage

Document Number	0051990614
Date	Jun 15, 2020
Book Page	005199/000614

Lender

Name	MORTGAGE CTR
Type	Mortgage Company
Address	SOUTHFIELD, MI 48076

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 14, 2035

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Riley Township
Unified School District	Memphis Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$263,200 (+5.66%)	$526,400 (+5.66%)
2025	$4,689.00 (+7.35%) Homeowner's exemption	$249,100 (+16.57%)
2024	$4,368.00 (+9.61%)		$498,200 (+16.57%)
2023		$213,700
2022	$3,985.00		$427,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: Mercury Fiber.

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