1312 S Howeth St, Gainesville, TX 76240 Property Records

Cooke County property record for 1312 S Howeth St, Gainesville, TX 76240

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,008 sqft · built 2000
Lot Size	0.511 acres (22,250 sqft)
Owner	2 Individual Names on Record
Last Sale	$226,100 (Jul 2017)
Tax Bill	$6,655 (2026)
Deeds & Mortgages	Mar 2021 Mortgage Jul 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2085-001-00003`

Property Details

APN / Parcel Number

Primary APN	`2085-001-00003`
Alternative APN	`2423`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,008 sqft Living Area
Gross Area	3,181 sqft
1st Floor Area	2,008 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	22,250 sqft (0.511 acres)
Garage Type	Mixed
Garage Area	672 sqft
Parking Spaces	5 Parking Spaces
Porch	Slab
Porch Area	356 sqft
Storage Building	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2085-001-00003
Street Address	1312 S HOWETH ST
City	GAINESVILLE
State	TX
Zip	76240-5910
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BRYANT; BLOCK 1; LOT 3 & 4
Legal Subdivision	BRYANT
Legal Block	1
Legal Lot Number	3,4
Jurisdiction	COOKE TX
Township / Civil Division	GAINESVILLE
Census Block Group	3
Census Block	3012
Census Tract	1100

Owner

Source: Cooke County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1312 S HOWETH ST, GAINESVILLE, TX 76240-5910
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage PROSPERITY BANK
Jul 26, 2017	Vendor's Lien, Transfer · Stand-Alone First Mortgage LANDMARK BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 26, 2017 · Amount on Record
Deed Sale	Jul 26, 2017 · Amount on Record
Prior Sale	Dec 9, 2008 · Amount on Record
Deed Document Number	201775935
Deed Book / Page	2144 / 286
Prior Transfer Date	Jul 25, 2017
Prior Transfer Doc	2144/286
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOKE TX
Property Address	1312 S HOWETH ST, GAINESVILLE, TX 76240-5910
Transaction Type	Mortgage
Record Updated	Apr 28, 2021
Title Company	ENTERPRISE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2405/592
Date	Mar 23, 2021
Book Page	2405/592
Instrument	2367

Lender

Name	PROSPERITY BANK
Type	Bank
Address	EL CAMPO, TX 77437

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

July 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	COOKE TX
Recording Date	Jul 26, 2017
Property Address	1312 S HOWETH ST, GAINESVILLE, TX 76240-5910
Document Number	2144/286
Book / Page	2144 / 286
Map Reference	CAB A SL310T
Instrument Date	Jul 25, 2017
Instrument	00075935
Transaction Type	Transfer
Record Updated	Nov 9, 2021
Title Company	HOWETH TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1720 WALNUT SPRINGS DR, 1720, ALLEN, TX 75013-5433

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1312 S HOWETH ST, GAINESVILLE, TX 76240-5910

Mortgage

Document Number	00075936
Date	Jul 26, 2017
Instrument	00075936

Lender

Name	LANDMARK BANK NA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

Source: Cooke County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Cooke County
Municipality	Gainesville City
Unified School District	Gainesville Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,655.00 (+19.78%) Homeowner's exemption	$318,110 (-4.29%) Land $52,677 Building $265,433	$318,110 (-4.29%) Land $52,677 Building $265,433
2025	$5,556.00 (+7.36%) Homeowner's exemption	$332,381 (+14.84%) Land $52,677 Building $279,704	$332,381 (-3.19%) Land $52,677 Building $279,704
2024	$5,175.00 (-2.69%)
2023		$289,418 Land $48,060 Building $295,287	$343,347 Land $48,060 Building $295,287
2022	$5,318.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2007)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2007 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 49% of Texas
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GAINESVILLE serves 18,107 people · EPA ID TX0490001
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nortex Communications Company Fiber	2,000 / 2,000
Optimum Cable	940 / 35
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
ElektraFi Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Element8.

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