1307 S Howeth St, Gainesville, TX 76240 Property Records

Cooke County property record for 1307 S Howeth St, Gainesville, TX 76240

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,226 sqft · built 2001
Lot Size	0.158 acres (6,878 sqft)
Owner	Company Name on Record
Last Sale	$260,015 (Apr 2025)
Tax Bill	$4,284 (2026)
Deeds & Mortgages	Apr 2025 Construction Loan Sep 2018 Second Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`2690-004-00015`

Property Details

APN / Parcel Number

Primary APN	`2690-004-00015`
Alternative APN	`15433`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,226 sqft Living Area
Gross Area	1,718 sqft
1st Floor Area	1,226 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	6,878 sqft (0.158 acres)
Garage Area	396 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	16 sqft
Deck Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2690-004-00015
Street Address	1307 S HOWETH ST
City	GAINESVILLE
State	TX
Zip	76240-5909
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIDGECREST; BLOCK 4; LOT 15
Legal Subdivision	RIDGECREST
Legal Block	4
Legal Lot Number	15
Jurisdiction	COOKE TX
Township / Civil Division	GAINESVILLE
Census Block Group	3
Census Block	3013
Census Tract	1100

Owner

Source: Cooke County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	967 MORROW RD, VALLEY VIEW, TX 76272-7552
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2025	Vendor's Lien, Transfer · Construction Mortgage SIMMONS BANK
Sep 11, 2018	Deed of Trust, Mortgage · Stand-Alone Second Mortgage BEN HATCHER
Dec 19, 2023	Deed of Trust, Mortgage · Conventional Mortgage SFMC LP
Dec 28, 2023	Special Warranty Deed, Transfer HOWETH TITLE COMPANY
Oct 25, 2022	Vendor's Lien, Transfer · Conventional Mortgage SFMC LP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 22, 2025 · Amount on Record
Deed Sale	Apr 22, 2025 · Amount on Record
Prior Sale	Dec 28, 2023
Deed Document Number	20252651
Deed Book / Page	2706 / 255
Record Updated	Oct 29, 2026

April 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	COOKE TX
Recording Date	Apr 22, 2025
Property Address	1307 S HOWETH ST, GAINESVILLE, TX 76240-5909
Document Number	002706/255
Book / Page	2706 / 255
Map Reference	CAB A SL 22T
Instrument Date	Apr 17, 2025
Instrument	2025-2651
Transaction Type	Transfer
Record Updated	Nov 11, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	18900 SW 202ND AVE, MIAMI, FL 33187-1822

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	967 MORROW RD, VALLEY VIEW, TX 76272-7552

Mortgage

Document Number	0020252652
Date	Apr 22, 2025
Instrument	2025-2652

Lender

Name	SIMMONS BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Apr 17, 2030

Interest

Rate Type	Adjustable Rate

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOKE TX
Property Address	1307 S HOWETH ST, GAINESVILLE, TX 76240-5909
Transaction Type	Mortgage
Record Updated	Jan 19, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002216/208
Date	Sep 11, 2018
Book Page	2216/208
Instrument	00086102

Lender

Name	BEN HATCHER
Type	Private Party
Address	200 COUNTY ROAD 2130, GAINESVILLE, TX 76240

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOKE TX
Property Address	1307 S HOWETH ST, GAINESVILLE, TX 76240-5909
Transaction Type	Mortgage
Record Updated	Jan 19, 2024
Title Company	HOWETH TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3749 COUNTY ROAD 107, WHITESBORO, TX 76273-5498

Mortgage

Document Number	002618/491
Date	Dec 19, 2023
Book Page	2618/491
Instrument	2023-8270

Lender

Name	SFMC LP
Type	Mortgage Company
Address	MCKINNEY, TX 75070

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

December 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	COOKE TX
Recording Date	Dec 28, 2023
Property Address	1307 S HOWETH ST, GAINESVILLE, TX 76240-5909
Document Number	002619/642
Book / Page	2619 / 642
Map Reference	CAB A SL 22
Instrument Date	Dec 21, 2023
Instrument	2023-8430
Transaction Type	Transfer
Record Updated	Jan 19, 2024
Title Company	HOWETH TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 362, WHITESBORO, TX 76273-0362

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 362, WHITESBORO, TX 76273-0362

October 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	COOKE TX
Recording Date	Oct 25, 2022
Property Address	1307 S HOWETH ST, GAINESVILLE, TX 76240-5909
Document Number	0002544/80
Book / Page	2544 / 80
Map Reference	CAB A SL 22T
Instrument Date	Oct 17, 2022
Instrument	2022-8767
Transaction Type	Transfer
Record Updated	Jan 19, 2024
Title Company	HOWETH TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 772, GAINESVILLE, TX 76241-0772

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 362, WHITESBORO, TX 76273-0362

Mortgage

Document Number	0020228768
Date	Oct 25, 2022
Instrument	2022-8768

Lender

Name	SFMC LP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

Tax Assessment & Valuation

Source: Cooke County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Cooke County
Municipality	Gainesville City
Unified School District	Gainesville Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,284.00 (+0.02%)	$204,754 (-) Land $35,422 Building $169,332	$204,754 (-) Land $35,422 Building $169,332
2025	$4,283.00 (+10.39%)	$204,754 (+1.14%) Land $35,422 Building $169,332	$204,754 (+1.14%) Land $35,422 Building $169,332
2024	$3,880.00 (+103.67%)
2023		$202,439 Land $32,189 Building $170,250	$202,439 Land $32,189 Building $170,250
2022	$1,905.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2007)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2007 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 49% of Texas
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GAINESVILLE serves 18,107 people · EPA ID TX0490001
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nortex Communications Company Fiber	2,000 / 2,000
Optimum Cable	940 / 35
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
ElektraFi Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Element8.

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