1309 S Howeth St, Gainesville, TX 76240 Property Records

Cooke County property record for 1309 S Howeth St, Gainesville, TX 76240

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,205 sqft · built 2009
Lot Size	0.157 acres (6,839 sqft)
Owner	Company Name on File
Tax Bill	$4,251 (2026)
Deeds & Mortgages	Apr 2019 Mortgage Oct 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`2690-004-00016`

Property Details

APN / Parcel Number

Primary APN	`2690-004-00016`
Alternative APN	`15434`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,205 sqft Living Area
Gross Area	1,642 sqft
1st Floor Area	1,205 sqft
Utility Room	Utility Room
Flooring	Ceramic Tile

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	6,839 sqft (0.157 acres)
Garage Area	322 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	25 sqft
Deck Area	90 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2690-004-00016
Street Address	1309 S HOWETH ST
City	GAINESVILLE
State	TX
Zip	76240-5909
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIDGECREST; BLOCK 4; LOT 16
Legal Subdivision	RIDGECREST
Legal Block	4
Legal Lot Number	16
Jurisdiction	COOKE TX
Township / Civil Division	GAINESVILLE
Census Block Group	3
Census Block	3013
Census Tract	1100

Owner

1309 S Howeth St is owned by a company that acquired it in October 2021.

Source: Cooke County records, as of October 20, 2026

Owner of Record	Company Name on File
Mailing Address	1302 KIOWA DR E, GAINESVILLE, TX 76240-9582
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2019	Deed of Trust, Mortgage · Stand-Alone First Mortgage CROSSCOUNTRY MORTGAGE INC
Oct 8, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 8, 2021
Deed Sale	Oct 8, 2021
Prior Sale	Jan 28, 2014 · Amount on File
Deed Book / Page	2455 / 653
Prior Transfer Date	Dec 29, 2010
Prior Transfer Doc	1726/468
Record Updated	Oct 29, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOKE TX
Property Address	1309 S HOWETH ST, GAINESVILLE, TX 76240-5909
Transaction Type	Mortgage
Record Updated	Nov 15, 2021
Title Company	CAPITAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2253/453
Date	Apr 16, 2019
Book Page	2253/453
Instrument	2019-91284

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2049

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOKE TX
Recording Date	Oct 8, 2021
Property Address	1309 S HOWETH ST, GAINESVILLE, TX 76240-5909
Document Number	2455/653
Book / Page	2455 / 653
Map Reference	VOL 5 PG 46
Instrument Date	Oct 7, 2021
Instrument	2021-08787
Transaction Type	Transfer
Record Updated	Nov 15, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	717 LOUISIANA AVE, 717, CORPUS CHRISTI, TX 78404-2804

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	528 ELLISON TRALE, ARGYLE, TX 76226-1388

Tax Assessment & Valuation

The 2026 property tax bill for 1309 S Howeth St was $4,251, up % from the year before.

Source: Cooke County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Cooke County
Municipality	Gainesville City
Unified School District	Gainesville Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,251.00 (+0.02%)	$203,185 (-) Land $35,226 Building $167,959	$203,185 (-) Land $35,226 Building $167,959
2025	$4,250.00 (+10.39%)	$203,185 Land $35,226 Building $167,959	$203,185 Land $35,226 Building $167,959
2024	$3,850.00
2023		$200,887 Land $32,011 Building $168,876	$200,887 Land $32,011 Building $168,876
2022	$3,983.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1309 S Howeth St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2007.

Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2007)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2007 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1309 S Howeth St is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 49% of Texas
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GAINESVILLE serves 18,107 people · EPA ID TX0490001
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nortex Communications Company Fiber	2,000 / 2,000
Optimum Cable	940 / 35
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
ElektraFi Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Element8.

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