1312 Independence Ln, Mount Dora, FL 32757 Property Records

Lake County property record for 1312 Independence Ln, Mount Dora, FL 32757

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,000 sqft · built 2016
Lot Size	0.187 acres (8,167 sqft)
Owner	Individual Name on File
Last Sale	$210,400 (Dec 2016)
Tax Bill	$4,061 (2024)
Deeds & Mortgages	Jun 2021 Mortgage May 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`32-19-27-0020-000-01500`

Property Details

APN / Parcel Number

Primary APN	`32-19-27-0020-000-01500`
Alternative APN	`3861461`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,000 sqft Living Area
1st Floor Area	2,000 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2024
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	8,167 sqft (0.187 acres)
Garage Type	Finished
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Pool Area	356 sqft
Porch	Open Porch
Porch Area	360 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	3861461
Street Address	1312 INDEPENDENCE LN
City	MOUNT DORA
State	FL
Zip	32757-6112
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LIBERTY OAKS PB 61 PG 16-17 LOT 15 ORB 4871 PG 1289
Legal Range	27E
Legal Township	19S
Legal Section	32
Legal Subdivision	LIBERTY OAKS
Legal Tract	A-D
Legal Lot Number	15
Jurisdiction	LAKE FL
Township / Civil Division	MOUNT DORA
Census Block Group	3
Census Block	3018
Census Tract	30914

Owner

1312 Independence Ln is owned and occupied by an individual who bought it in December 2016.

Source: Lake County records, as of December 15, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1312 INDEPENDENCE LN, MOUNT DORA, FL 32757-6112
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
May 13, 2019	Deed of Trust, Mortgage · Line of Credit SUNTRUST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 6, 2016 · Amount on File
Deed Sale	Dec 6, 2016 · Amount on File
Prior Sale	Nov 17, 2015 · Amount on File
Deed Document Number	2016125198
Deed Book / Page	4871 / 1289
Record Updated	Jun 8, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	1312 INDEPENDENCE LN, MOUNT DORA, FL 32757-6112
Transaction Type	Mortgage
Record Updated	May 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1312 INDEPENDENCE LN, MOUNT DORA, FL 32757-6112

Mortgage

Document Number	0057400112
Date	Jun 29, 2021
Book Page	5740/112
Instrument	2021089079

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	1312 INDEPENDENCE LN, MOUNT DORA, FL 32757-6112
Transaction Type	Mortgage
Record Updated	Jul 28, 2022
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0052790007
Date	May 13, 2019
Book Page	5279/0007
Instrument	2019053432

Lender

Name	SUNTRUST BANK
Type	Bank
Address	ORLANDO, FL 32809

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Mount Dora City
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$258,060 Land $87,500 Building $170,560	$353,916 Land $87,500 Building $266,416
2024	$4,061.00 (+6.09%)
2023	$3,828.00 (-1.09%) Homeowner's exemption Widower's exemption	$243,490 (+3%)	$347,988 (+14.23%) Land $87,500 Building $260,488
2022	$3,870.00 Homeowner's exemption	$236,400	$304,640 Land $45,000 Building $259,640

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1312 Independence Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1312 Independence Ln is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNT DORA, CITY OF (2WPS) serves 39,710 people · EPA ID FL3350858
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Verizon.

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