1301 Independence Ln, Mount Dora, FL 32757 Property Records

Lake County property record for 1301 Independence Ln, Mount Dora, FL 32757

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,379 sqft · built 2017
Lot Size	0.207 acres (9,025 sqft)
Owner	2 Individual Names on Record
Last Sale	$365,000 (Dec 2024)
Tax Bill	$4,391 (2024)
Deeds & Mortgages	Jun 2021 Second Mortgage Apr 2023 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`32-19-27-0020-000-00100`

Property Details

APN / Parcel Number

Primary APN	`32-19-27-0020-000-00100`
Alternative APNs	`271932002000000100` `3861447`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,379 sqft Living Area
Gross Area	1,759 sqft
1st Floor Area	1,379 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2024
Exterior Material	Brick
Construction Type	Frame
Roof Material	Asphalt
Lot Area	9,025 sqft (0.207 acres)
Garage Type	Attached
Garage Area	380 sqft
Parking Spaces	1 Parking Space
Porch	Finished/Open Porch
Porch Area	20 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	3861447
Street Address	1301 INDEPENDENCE LN
City	MOUNT DORA
State	FL
Zip	32757-6126
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LIBERTY OAKS PB 61 PG 16-17 LOT 1 ORB 6 ORB 6443 PG 869 ORB 6445 PG 1249
Legal Range	27E
Legal Township	19S
Legal Section	32
Legal Subdivision	LIBERTY OAKS
Legal Tract	A-D
Legal Lot Number	1
Jurisdiction	LAKE FL
Township / Civil Division	MOUNT DORA
Census Block Group	3
Census Block	3018
Census Tract	30914

Owner

Source: Lake County records, as of March 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1301 INDEPENDENCE LN, MOUNT DORA, FL 32757-6126
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage TRUIST BANK
Apr 25, 2023	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Feb 10, 2022	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Sep 10, 2018	Warranty Deed, Transfer · FHA Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU
Mar 8, 2017	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 10, 2024 · Amount on Record
Deed Sale	Dec 10, 2024 · Amount on Record
Prior Sale	Feb 10, 2022 · Amount on Record
Deed Document Number	2024143633
Deed Book / Page	6443 / 869
Prior Transfer Date	Dec 7, 2024
Prior Transfer Doc	0064451249
Record Updated	Jun 8, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	1301 INDEPENDENCE LN, MOUNT DORA, FL 32757-6126
Transaction Type	Mortgage
Record Updated	May 18, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1301 INDEPENDENCE LN, MOUNT DORA, FL 32757-6126

Mortgage

Document Number	0057392055
Date	Jun 29, 2021
Book Page	5739/2055
Instrument	2021088962

Lender

Name	TRUIST BANK
Type	Bank
Address	RICHMOND, VA 23224

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	328 Months
Due	Oct 1, 2048

April 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAKE FL
Recording Date	Apr 25, 2023
Property Address	1301 INDEPENDENCE LN, MOUNT DORA, FL 32757-6126
Document Number	0061292497
Book / Page	6129 / 2497
Map Reference	MB 61 PG 16&17
Instrument Date	Apr 20, 2023
Instrument	2023047152
Transaction Type	Transfer
Record Updated	May 18, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1301 INDEPENDENCE LN, MOUNT DORA, FL 32757-6126

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1301 INDEPENDENCE LN, MOUNT DORA, FL 32757-6126

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Feb 10, 2022
Property Address	1301 INDEPENDENCE LN, MOUNT DORA, FL 32757-6126
Document Number	0058942041
Book / Page	5894 / 2041
Map Reference	MB 61 PG 16&17
Instrument Date	Feb 4, 2022
Instrument	2022019683
Transaction Type	Transfer
Record Updated	May 18, 2023
Title Company	BROKERS TITLE/CTRL FL, BROKERS TITLE OF CTRL FL LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,310.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1301 INDEPENDENCE LN, MOUNT DORA, FL 32757-6126

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1301 INDEPENDENCE LN, MOUNT DORA, FL 32757-6126

Mortgage

Document Number	0058942042
Date	Feb 10, 2022
Instrument	5894/2042

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Sep 10, 2018
Property Address	1301 INDEPENDENCE LN, MOUNT DORA, FL 32757-6126
Document Number	0051661693
Book / Page	5166 / 1693
Map Reference	MB 61 PG 16-17
Instrument Date	Sep 6, 2018
Instrument	2018105485
Transaction Type	Transfer
Record Updated	Jan 11, 2022
Title Company	BROKERS TITLE OF CENTRAL FLO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,518.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1002 TRAILDUST DR, 1002, MILLIKEN, CO 80543-3046

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1301 INDEPENDENCE LN, MOUNT DORA, FL 32757-6126

Mortgage

Document Number	2018105486
Date	Sep 10, 2018
Instrument	2018105486

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROU
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2048

March 2017: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Mar 8, 2017
Property Address	1301 INDEPENDENCE LN, MOUNT DORA, FL 32757-6126
Document Number	0049121367
Book / Page	4912 / 1367
Map Reference	MB 61 PG 16&17
Instrument Date	Feb 24, 2017
Instrument	2017025381
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 11, 2022
Title Company	STEEL CITY TITLE INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,313.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3999 W STATE ROAD 46, 3999, SANFORD, FL 32771-9726

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1301 INDEPENDENCE LN, MOUNT DORA, FL 32757-6126

Mortgage

Document Number	2017025382
Date	Mar 8, 2017
Instrument	2017025382

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Mount Dora City
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$263,229 (-) Land $87,500 Building $175,729	$263,229 (-) Land $87,500 Building $175,729
2025		$263,229 (+2.12%) Land $87,500 Building $175,729	$263,229 (+2.12%) Land $87,500 Building $175,729
2024	$4,391.00 (+4.97%)
2023	$4,183.00 (+47.76%) Homeowner's exemption	$257,767 (+42.29%)	$257,767 (+19.74%) Land $87,500 Building $170,267
2022	$2,831.00 Homeowner's exemption	$181,150	$215,267 Land $45,000 Building $170,267

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNT DORA, CITY OF (2WPS) serves 39,710 people · EPA ID FL3350858
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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