1305 Independence Ln, Mount Dora, FL 32757 Property Records

Lake County property record for 1305 Independence Ln, Mount Dora, FL 32757

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,794 sqft · built 2016
Lot Size	0.181 acres (7,917 sqft)
Owner	2 Individual Names on File
Last Sale	$190,400 (Jun 2016)
Tax Bill	$3,373 (2024)
Deeds & Mortgages	Aug 2021 Mortgage Jun 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`32-19-27-0020-000-00200`

Property Details

APN / Parcel Number

Primary APN	`32-19-27-0020-000-00200`
Alternative APN	`3861448`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,794 sqft Living Area
1st Floor Area	1,794 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2024
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	7,917 sqft (0.181 acres)
Garage Type	Finished
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	486 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	3861448
Street Address	1305 INDEPENDENCE LN
City	MOUNT DORA
State	FL
Zip	32757-6126
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LIBERTY OAKS PB 61 PG 16-17 LOT 2 ORB 4790 PG 490
Legal Range	27E
Legal Township	19S
Legal Section	32
Legal Subdivision	LIBERTY OAKS
Legal Tract	A-D
Legal Lot Number	2
Jurisdiction	LAKE FL
Township / Civil Division	MOUNT DORA
Census Block Group	3
Census Block	3018
Census Tract	30914

Owner

1305 Independence Ln is owned and occupied by two individuals who bought it in June 2016.

Source: Lake County records, as of December 15, 2025

Owner of Record	2 Individual Names on File
Mailing Address	1305 INDEPENDENCE LN, MOUNT DORA, FL 32757-6126
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage CENTENNIAL BANK
Jun 3, 2022	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 7, 2016 · Amount on File
Deed Sale	Jun 7, 2016 · Amount on File
Prior Sale	Nov 17, 2015 · Amount on File
Deed Document Number	2016058661
Deed Book / Page	4790 / 0490
Record Updated	Jun 8, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	1305 INDEPENDENCE LN, MOUNT DORA, FL 32757-6126
Transaction Type	Mortgage
Record Updated	May 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1305 INDEPENDENCE LN, MOUNT DORA, FL 32757-6126

Mortgage

Document Number	0057770799
Date	Aug 23, 2021
Book Page	5777/799
Instrument	2021115254

Lender

Name	CENTENNIAL BANK
Type	Bank
Address	CONWAY, AR 72033

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	1305 INDEPENDENCE LN, MOUNT DORA, FL 32757-6126
Transaction Type	Mortgage
Record Updated	May 18, 2023
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1305 INDEPENDENCE LN, MOUNT DORA, FL 32757-6126

Mortgage

Document Number	0059681151
Date	Jun 3, 2022
Book Page	5968/1151
Instrument	2022077089

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	May 24, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Mount Dora City
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$215,410 Land $87,500 Building $127,910	$308,739 Land $87,500 Building $221,239
2024	$3,373.00 (+6.04%)
2023	$3,181.00 (+1.47%) Homeowner's exemption	$203,250 (+3%)	$300,241 (+16.49%) Land $87,500 Building $212,741
2022	$3,135.00 Homeowner's exemption	$197,330	$257,741 Land $45,000 Building $212,741

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1305 Independence Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1305 Independence Ln is low, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNT DORA, CITY OF (2WPS) serves 39,710 people · EPA ID FL3350858
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

Nearby Properties on Independence Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures