1312 Independence Ave N, Champlin, MN 55316 Property Records

Hennepin County property record for 1312 Independence Ave N, Champlin, MN 55316

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.25 ba · 1,854 sqft · built 1993
Lot Size	0.24 acres (10,454 sqft)
Owner	Individual Name on File
Last Sale	$215,000 (Oct 2015)
Tax Bill	$4,588 (2025)
Deeds & Mortgages	Feb 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`30-120-21-22-0074`

Property Details

APN / Parcel Number

Primary APN	`30-120-21-22-0074`

Interior

Bedrooms	2 Beds
Full Baths	2.25 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,854 sqft Living Area
Gross Area	2,338 sqft
1st Floor Area	1,162 sqft
2nd Floor Area	692 sqft
Basement Area	469 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Metal
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,454 sqft (0.24 acres)
Lot Dimensions	130 ft deep x 80 ft wide
View / Lot	Lake
Garage Type	Attached
Garage Area	484 sqft
Deck Area	336 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Street Address	1312 INDEPENDENCE AVE N
City	CHAMPLIN
State	MN
Zip	55316-1909
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 002 BLOCK 001 A BELBOHA 2ND ADDN 80 X 130
Legal Range	21
Legal Township	120
Legal Section	30
Legal Quarter	22
Legal Subdivision	BELBOHA 2ND ADDN
Legal Block	1
Legal Lot Number	2
Jurisdiction	HENNEPIN MN
Township / Civil Division	CHAMPLIN
Census Block Group	3
Census Block	3005
Census Tract	26907

Owner

1312 Independence Ave N is owned and occupied by an individual who acquired it in May 2017.

Source: Hennepin County records, as of June 23, 2026

Owner of Record	Individual Name on File
Mailing Address	1312 INDEPENDENCE AVE N, CHAMPLIN, MN 55316-1909
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 6, 2015 · Amount on File
Deed Sale	Oct 6, 2015 · Amount on File
Prior Sale	Jan 24, 2011 · Amount on File
Deed Document Number	201510245440
Last Transfer Date	May 17, 2017
Transfer Doc	0010438912
Record Updated	Oct 29, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	1312 INDEPENDENCE AVE N, CHAMPLIN, MN 55316-1909
Transaction Type	Mortgage
Record Updated	May 15, 2023
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A10754048
Date	Feb 5, 2020
Instrument	A10754048

Lender

Name	LEND SMART MORTGAGE LLC
Type	Lending Institution
Address	SAINT PAUL, MN 55126

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1312 Independence Ave N was $4,588 with a homeowner's exemption.

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Champlin City
Unified School District	Anoka-Hennepin Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,588.00	$383,900 Land $92,400 Building $291,500	$383,900 Land $92,400 Building $291,500
2023	$4,004.00 Homeowner's exemption
2022		$358,000 Land $86,000 Building $272,000	$358,000 Land $86,000 Building $272,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1312 Independence Ave N in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1312 Independence Ave N is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Champlin serves 23,919 people · EPA ID MN1270006
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30
CenturyLink DSL	140 / 20

May also be available: Verizon.

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