1316 Independence Ave N, Champlin, MN 55316 Property Records

Hennepin County property record for 1316 Independence Ave N, Champlin, MN 55316

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.75 ba · 1,176 sqft · built 1992
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Individual Names on File
Last Sale	$212,000 (Dec 2017)
Tax Bill	$4,216 (2025)
Deeds & Mortgages	Mar 2024 Line of Credit Nov 2020 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`30-120-21-22-0076`

Property Details

APN / Parcel Number

Primary APN	`30-120-21-22-0076`

Interior

Bedrooms	4 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Building Area	1,176 sqft Living Area
Gross Area	2,418 sqft
1st Floor Area	1,176 sqft
Basement Area	706 sqft
Family Room	Family Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1997
Architectural Style	Split Foyer
Exterior Material	Composition/Composite
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,068 sqft (0.3 acres)
Lot Dimensions	130 ft deep x 100 ft wide
View / Lot	Lake
Garage Type	Attached
Garage Area	536 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	128 sqft
Deck Area	180 sqft
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Street Address	1316 INDEPENDENCE AVE N
City	CHAMPLIN
State	MN
Zip	55316-1909
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 004 BLOCK 001 A BELBOHA 2ND ADDN 100 X 130
Legal Range	21
Legal Township	120
Legal Section	30
Legal Quarter	22
Legal Subdivision	BELBOHA 2ND ADDN
Legal Block	1
Legal Lot Number	4
Jurisdiction	HENNEPIN MN
Township / Civil Division	CHAMPLIN
Census Block Group	3
Census Block	3005
Census Tract	26907

Owner

1316 Independence Ave N is owned and occupied by two individuals who acquired it in November 2019.

Source: Hennepin County records, as of June 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1316 INDEPENDENCE AVE N, CHAMPLIN, MN 55316-1909
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2024	Deed of Trust, Mortgage · Line of Credit US BANK NA
Nov 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Dec 12, 2019	Quit Claim Deed, Mortgage · Conventional with PMI PENNYMAC
Dec 6, 2017	Grant Deed, Transfer LIBERTY TITLE
Dec 6, 2017	Warranty Deed, Transfer · Conventional with PMI STEARNS LNDG
Oct 24, 2017	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 6, 2017 · Amount on File
Deed Sale	Dec 6, 2017 · Amount on File
Prior Sale	Oct 24, 2017 · Amount on File
Deed Document Number	201710507270
Last Transfer Date	Nov 1, 2019
Transfer Doc	0010735343
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	1316 INDEPENDENCE AVE N, CHAMPLIN, MN 55316-1909
Transaction Type	Mortgage
Record Updated	Mar 29, 2024
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1316 INDEPENDENCE AVE N, CHAMPLIN, MN 55316-1909

Mortgage

Document Number	0A11271123
Date	Mar 19, 2024
Instrument	A11271123

Lender

Name	US BANK NA
Type	Bank
Address	HOPKINS, MN 55343

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 22, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	1316 INDEPENDENCE AVE N, CHAMPLIN, MN 55316-1909
Transaction Type	Mortgage
Record Updated	Mar 9, 2023
Title Company	PAN AMERICAN TITLE COMPANY, ALL AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A10875916
Date	Nov 24, 2020
Instrument	A10875916

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Oct 1, 2050

December 2019: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	HENNEPIN MN
Recording Date	Dec 12, 2019
Property Address	1316 INDEPENDENCE AVE N, CHAMPLIN, MN 55316-1909
Document Number	0010735343
Instrument Date	Nov 1, 2019
Instrument	10735343
Transaction Type	Mortgage
Record Updated	Dec 30, 2019
Title Company	ALL AMERICAN TITLE

Transaction

Amount	Amount on Record
Tax	$1.70
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1316 INDEPENDENCE AVE N CHAMPLIN MN 553161909, CHAMPLIN, MN 55316-1909

Mortgage

Document Number	10735344
Date	Dec 12, 2019
Instrument	10735344

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Dec 11, 2049

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HENNEPIN MN
Recording Date	Dec 6, 2017
Property Address	1316 INDEPENDENCE AVE N, CHAMPLIN, MN 55316-1909
Document Number	0010507267
Instrument Date	Dec 4, 2017
Instrument	10507267
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	LIBERTY TITLE

Transaction

Amount	Amount on Record
Tax	$703.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENNEPIN MN
Recording Date	Dec 6, 2017
Property Address	1316 INDEPENDENCE AVE N, CHAMPLIN, MN 55316-1909
Document Number	0010507270
Instrument Date	Nov 21, 2017
Instrument	10507270
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$720.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1316 INDEPENDENCE AVE N CHAMPLIN MN 553161909, CHAMPLIN, MN 55316-1909

Mortgage

Document Number	10507271
Date	Dec 6, 2017
Instrument	10507271

Lender

Name	STEARNS LNDG
Address	SANTA ANA, CA 92707-8788

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Dec 5, 2047

October 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	HENNEPIN MN
Recording Date	Oct 24, 2017
Property Address	1316 INDEPENDENCE AVE N, CHAMPLIN, MN 55316-1909
Document Number	0010492873
Instrument Date	Oct 20, 2017
Instrument	10492873
Transaction Type	Foreclosure
Record Updated	Nov 22, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$699.00
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3217 DECKER LAKE DR SALT LAKE CITY UT 841193284, SALT LAKE CITY, UT 84119-3284

Tax Assessment & Valuation

The 2025 property tax bill for 1316 Independence Ave N was $4,216 with a homeowner's exemption.

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Champlin City
Unified School District	Anoka-Hennepin Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,216.00	$355,800 Land $92,400 Building $263,400	$355,800 Land $92,400 Building $263,400
2023	$3,712.00 Homeowner's exemption
2022		$334,000 Land $86,000 Building $248,000	$334,000 Land $86,000 Building $248,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1316 Independence Ave N in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1316 Independence Ave N is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Champlin serves 23,919 people · EPA ID MN1270006
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30
CenturyLink DSL	140 / 20

May also be available: Verizon.

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