1305 Independence Ave N, Champlin, MN 55316 Property Records

Hennepin County property record for 1305 Independence Ave N, Champlin, MN 55316

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,075 sqft · built 1972
Lot Size	0.45 acres (19,602 sqft)
Owner	2 Individual Names on Record
Last Sale	$172,900 (Jul 2008)
Tax Bill	$3,599 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Jan 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`30-120-21-22-0016`

Property Details

APN / Parcel Number

Primary APN	`30-120-21-22-0016`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Building Area	1,075 sqft Living Area
Gross Area	2,045 sqft
1st Floor Area	1,075 sqft
Basement Area	826 sqft
Family Room	Family Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1975
Architectural Style	Split Foyer
Exterior Material	Metal
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	19,602 sqft (0.45 acres)
Lot Dimensions	193 ft deep x 100 ft wide
View / Lot	Lake
Garage Type	Detached
Garage Area	576 sqft

Exterior Amenities

Porch	Enclosed Porch
Porch Area	144 sqft
Deck Area	610 sqft
Patio Area	339 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Street Address	1305 INDEPENDENCE AVE N
City	CHAMPLIN
State	MN
Zip	55316-1903
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 002 BLOCK 002 A SODERLINDS 1ST ADDN 100 X 193.73
Legal Range	21
Legal Township	120
Legal Section	30
Legal Quarter	22
Legal Subdivision	SODERLINDS 1ST ADDN
Legal Block	2
Legal Lot Number	2
Jurisdiction	HENNEPIN MN
Township / Civil Division	CHAMPLIN
Census Block Group	3
Census Block	3005
Census Tract	26907

Owner

Source: Hennepin County records, as of June 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1305 INDEPENDENCE AVE N, CHAMPLIN, MN 55316-1903
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage CHICAGO MORTGAGE SOLUTIONS CORP
Jan 17, 2020	Deed of Trust, Mortgage · Line of Credit US BANK NA
Oct 17, 2017	Quit Claim Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 14, 2008 · Amount on Record
Deed Sale	Jul 14, 2008 · Amount on Record
Prior Sale	Feb 28, 2002 · Amount on Record
Deed Document Number	2008977543
Last Transfer Date	Oct 10, 2017
Transfer Doc	0010491968
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	1305 INDEPENDENCE AVE N, CHAMPLIN, MN 55316-1903
Transaction Type	Mortgage
Record Updated	May 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0A10885245
Date	Dec 14, 2020
Instrument	A10885245

Lender

Name	CHICAGO MORTGAGE SOLUTIONS CORP
Type	Mortgage Company
Address	DES PLAINES, IL 60018

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Dec 1, 2030

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	1305 INDEPENDENCE AVE N, CHAMPLIN, MN 55316-1903
Transaction Type	Mortgage
Record Updated	May 15, 2023
Title Company	SOLIDIFI TITLE AND CLOSING, SOLIDIFI US INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0A10748181
Date	Jan 17, 2020
Instrument	A10748181

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HENNEPIN MN
Recording Date	Oct 17, 2017
Property Address	1305 INDEPENDENCE AVE N, CHAMPLIN, MN 55316-1903
Document Number	0A10491968
Instrument Date	Oct 10, 2017
Instrument	A10491968
Transaction Type	Transfer
Record Updated	May 15, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1305 INDEPENDENCE AVE N, CHAMPLIN, MN 55316-1903
Investor	Possibly a Property Investor

Mortgage

Document Number	0A10491969
Date	Oct 17, 2017
Instrument	A10491969

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2032

Tax Assessment & Valuation

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Champlin City
Unified School District	Anoka-Hennepin Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,599.00 (+12.4%)	$309,100 (+5.86%) Land $92,400 Building $216,700	$309,100 (+5.86%) Land $92,400 Building $216,700
2023	$3,202.00 Homeowner's exemption
2022		$292,000 Land $86,000 Building $206,000	$292,000 Land $86,000 Building $206,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Champlin serves 23,919 people · EPA ID MN1270006
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30
CenturyLink DSL	140 / 20

May also be available: Verizon.

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